Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Financial Stability Assessment
6 Oct 2023
FSR
– October 2023
Financial Stability Assessment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/overview.html
Domestic Financial Conditions
6 Feb 2020
SMP
– February 2020
The increase in overall loan commitments has been broadly based across states and lenders. ... This will allow eligible first home buyers to purchase a home without needing to pay for lenders mortgage insurance.
https://www.rba.gov.au/publications/smp/2020/feb/domestic-financial-conditions.html
2.2 Operations in Financial Markets
19 Oct 2023
RBA Annual Report
– October 2023
Operations in Financial Markets | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/operations-in-financial-markets.html
Updates to Australia's Financial Aggregates - Appendix
21 Mar 2019
Bulletin
– March 2019
The financial aggregates for Australia are important data compiled by the Reserve Bank that are used by policymakers to assess financial and economic activity of households and companies.
https://www.rba.gov.au/publications/bulletin/2019/mar/updates-to-australias-financial-aggregates_appendix.html
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
25 Nov 2014
RDP
2014-13
employed. The likelihood of entering arrears increases with the contract interest rate, which is consistent with lenders setting higher interest rates for riskier borrowers.
https://www.rba.gov.au/publications/rdp/2014/2014-13.html
See 4 more results from "RDP 2014-13"
Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions
8 May 2024
Submissions
vulnerable clients providing log-in details to payday lenders, only to have the payday lender use the log-in details later to identify when a consumer is getting low on cash
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html
2 April 2024 | Minutes of the Monetary Policy Meeting of the Board
2 Apr 2024
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 April 2024
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2024/2024-03-19.html
Domestic Financial Conditions
9 Aug 2019
SMP
– August 2019
Consistent with this, liaison with the major banks, mortgage brokers and non-ADI lenders indicates that competition for high-quality borrowers remains strong. ... However, consistent with the increase in loan approvals in June, in liaison some lenders
https://www.rba.gov.au/publications/smp/2019/aug/domestic-financial-conditions.html
Resilience of the Australian Financial System
22 Mar 2024
FSR
– March 2024
Resilience of the Australian Financial System | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-the-australian-financial-system.html
Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia | Conference – 2015
19 Mar 2015
Conferences
First, we explore the issue from the ‘lender's perspective’ by drawing on liaison with lenders (carried out by the Reserve Bank of Australia), and examine the role of housing collateral ... Some lenders downplayed the importance of collateral,
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read.html