Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
Search Results
The Australian Financial System
6 Apr 2023
FSR
– April 2023
The Australian Financial System | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/australian-financial-system.html
List of tables
10 Nov 2008
SMP
– November 2008
0.00. 2.09. Personal loans. Margin loans. 10.12. 0.43. 1.15. Standard credit cards. ... 14.84. 0.06. 2.22. Small business. Term loans. Residentially secured. 9.41. 0.69.
https://www.rba.gov.au/publications/smp/2008/nov/tables.html
Risk Management
12 Apr 2020
RBA Annual Report
– 2020
security. The required margin is maintained throughout the term of the repo through daily two-way margining. ... As at 30 June 2020, 13.2 tonnes of gold valued at $1.1 billion was on loan.
https://www.rba.gov.au/publications/annual-reports/rba/2020/risk-management.html
3.3 Risk Management
19 Oct 2023
RBA Annual Report
– October 2023
Risk Management | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/risk-management.html
Resilience of the Australian Financial System
22 Mar 2024
FSR
– March 2024
Resilience of the Australian Financial System | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-the-australian-financial-system.html
Operations in Financial Markets
27 Oct 2022
RBA Annual Report
– October 2022
These margins, which are listed on the Banks website, are considerably higher for securities that are not issued by governments. ... Foreign currency. 1,260. Gold loans and swaps. 510. Net forward foreign currency commitments: Long-term.
https://www.rba.gov.au/publications/annual-reports/rba/2022/operations-in-financial-markets.html
List of tables
10 May 2008
SMP
– May 2008
End Jul 2007. Cash rate. 7.25. 0.50. 1.00. Housing loans. Prime-full doc. ... Personal loans. Margin loans. 10.40. 0.74. 1.44. Standard credit cards. 19.38.
https://www.rba.gov.au/publications/smp/2008/may/tables.html
The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018
12 Apr 2018
Conferences
This assumption is problematic. We know that banks account for changes in both their cost of funding and the risk of their loan portfolio when pricing their loans. ... L,j. is always paid in full), but that some borrowers will not repay their loans.
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html
List of tables
10 Aug 2006
SMP
– August 2006
Home equity. 7.70. 0.25. – Margin loans. 8.50. 0.20. – Standard credit cards. ... Residential security:. – Overdraft. 8.45. 0.25. – Term loan. 7.80. 0.25.
https://www.rba.gov.au/publications/smp/2006/aug/tables.html
Statement on Monetary Policy
10 Nov 2001
Bulletin
– November 2001
per cent could still be observed in the near term, as profit margins are gradually restored. ... This in turn means that profit margins for importers might be restored without as large a rise in the price to Australian consumers as would otherwise have
https://www.rba.gov.au/publications/bulletin/2001/nov/1.html