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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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Merchant Service Fees for Credit Cards

14 Jul 2004 Bulletin PDF 53KB
12. 40 per cent in the average merchantservice fee. The most recent decline in fees took placeafter the lower interchange fees becameeffective at end October 2003. ... Overall, the 35 basis point reduction inmerchant service fees since the reforms
https://www.rba.gov.au/publications/bulletin/2004/jul/pdf/bu-0704-2.pdf

Variation of Interchange Standard as it applies to the MasterCard and Visa systems

26 Apr 2006 Media Release PDF 92KB
Payment Systems (Regulation) Act 1998
https://www.rba.gov.au/media-releases/2006/pdf/mr-06-02-creditcard-std.pdf

Standard No.1 of 2016: The Setting of Interchange Fees in the Designated Credit Card Schemes and Net Payments to Issuers (compilation)

15 Dec 2021 PDF 116KB
Interchange Fee Category has the meaning given to it in clause 4.1(b);. ... 4. Interchange Fees. 4.1 (a) An Interchange Fee (exclusive of goods and services tax) in relation to a Credit Card Transaction must not exceed 0.800 per cent of the
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/pdf/standard-no-1-of-2016-credit-card-interchange-2021-11-18.pdf

Merchant Service Fees and Market Shares for Credit and Charge Cards

17 Aug 2005 Bulletin PDF 104KB
Reserve Bank of Australia Bulletin August 2005
https://www.rba.gov.au/publications/bulletin/2005/aug/pdf/bu-0805-2.pdf

Proposed Standards for Interchange Fees for EFTPOS

2 May 2005 PDF 47KB
Submissions on EFTPOS and Visa Debit Systems
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-reform-draft/moneyswitch-29042005.pdf

Australian Payments Clearing Assocation Submission to Reserve Bank of Australia on Consultation on Proposed Changes to the EFTPOS…

23 Oct 2009 PDF 64KB
on Proposed Changes to the EFTPOS Interchange Fee Standard
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-pro-interchg-stds/apca-23102009-1.pdf

Payments System Board Annual Report 2003 - References

22 Sep 2005 PSB Annual Report 2003 PDF 24KB
https://www.rba.gov.au/publications/annual-reports/psb/2003/pdf/references.pdf

Interchange Fees

30 Nov 2007 PDF 16KB
Payments System Review Conference
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/past-regulatory-reviews/review-of-card-payment-systems-reforms/pdf/pymts-sys-review-conf-2007/swansson-interchg-fees.pdf

Proposed changes to the EFTPOS interchange fee standard

25 Oct 2009 PDF 18KB
Submissions on Proposed Changes to the EFTPOS Interchange Fee Standard
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-pro-interchg-stds/anz-23102009-1.pdf

Proposed Changes to the EFTPOS Interchange Fee Standard

23 Oct 2009 PDF 60KB
Submissions on Proposed Changes to the EFTPOS Interchange Fee Standard
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-pro-interchg-stds/epal-23102009-1.pdf