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RBA Glossary definition for offer

offer – Price offered to buyers.

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Conclusion

1 May 1995 RDP 9504
Philip Lowe
This saw a number of new providers of finance enter the market and offer the same discounted interest rate to all customers.
https://www.rba.gov.au/publications/rdp/1995/9504/conclusion.html

What Determines the Degree of Pass-Through?

1 May 1995 RDP 9504
Philip Lowe
This allows other institutions to offer lending rates below the smoothed lending rates. ... Unencumbered by the need to offer transaction accounts to their borrowers, new entrants can offer loans at rates lower than those of the banks.
https://www.rba.gov.au/publications/rdp/1995/9504/what-determines-the-degree-of-pass-through.html