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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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Expectations for Tokenisation of Payment Cards and Storage of PANs

19 Dec 2023
Merchants and payment service providers that do not meet minimum security requirements relating to the storage of sensitive debit, credit and charge card information must not store customers PANs after the ... These minimum requirements should be at
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/expectations-on-tokenisation/index.html

Statistical Tables

10 May 2024 Statistics
Statistical Tables. This page lists statistical tables for a range of economic and financial data produced by the Reserve Bank of Australia and other organisations. These tables are subject to revisions and may be withdrawn or discontinued at any
https://www.rba.gov.au/statistics/tables/

Merchant Service Fees and Market Shares for Credit and Charge Cards

10 Aug 2005 Bulletin – August 2005
The Bank has been collecting data on the value and number of credit card transactions in Australia since 1984 and broadened the collection to include charge cards in 2002. ... The data show that around 83 per cent of the value of purchases on credit and
https://www.rba.gov.au/publications/bulletin/2005/aug/2.html

Credit and Charge Cards

20 Sep 2005 PSB Annual Report – 2005
cards. Imposing a charge allows them to accept credit cards, with the customer then free to choose whether the value they receive from using the card exceeds the cost of doing ... In part, this reflects the long history during which they were prevented
https://www.rba.gov.au/publications/annual-reports/psb/2005/credit.html

Merchant Service Fees and Market Shares for Credit and Charge Cards

17 Aug 2005 Bulletin PDF 104KB
Reserve Bank of Australia Bulletin August 2005
https://www.rba.gov.au/publications/bulletin/2005/aug/pdf/bu-0805-2.pdf

Payment System Reform

20 Jul 2005 Media Releases
The Reserve Bank has released for public comment a draft revised standard for the setting of credit card interchange fees, which would mean the establishment of a common benchmark rather than scheme-specific benchmarks for the Bankcard, MasterCard
https://www.rba.gov.au/media-releases/2005/mr-05-08.html

Introduction | Reform of Credit Card Schemes in Australia: II Commissioned Report

9 Mar 2023
Moreover, if credit and charge cards would be used in the presence of surcharging (i.e., in absence of no-surcharge rules), non-card users would enjoy the claimed benefits of ... If credit and charge cards create strong transactional benefits for
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ii-commissioned-report/welfare-analysis.html

Glossary

22 Jan 2024
A glossary of terms used on the RBA website
https://www.rba.gov.au/glossary/

Expectations for Tokenisation of Payment Cards and Storage of PANs

21 Dec 2023 Media Releases
The Bank has released a final set of expectations for the Tokenisation of Payment Cards and Storage of PANs, aimed at improving security, efficiency and competition for online card payments.
https://www.rba.gov.au/media-releases/2023/mr-23-37.html

Changes to Statistical Tables

10 May 2024 Statistics
This coverage change increases the number and value of total transactions acquired in Australia and affects average merchant fees for debit, credit and charge cards. ... The value of credit and charge card repayments has been revised between January 2016
https://www.rba.gov.au/statistics/tables/changes-to-tables.html