Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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The Personal Credit Card Market in Australia: Pricing over the Past Decade
10 Mar 2012
Bulletin
– March 2012
cardholder. Sources: RBA; credit card issuers' websites. Reward points for merchant-branded four-party platinum cards are more generous than the bank-branded platinum cards: the cardholder needs to spend around ... More recently, card schemes have
https://www.rba.gov.au/publications/bulletin/2012/mar/7.html
Card Payments
27 Nov 2023
RDP
2023-08
functionality combined with most card issuers supporting the storage of their cards in mobile wallets (such as those provided by Apple, Google and Samsung). ... Besides consumer demand for convenience, the rise of contactless payments in Australia has
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html
See 11 more results from "RDP 2023-08"
Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions
8 May 2024
Submissions
costs incurred by card issuers will decrease by around $135 million per year. ... EFTPOS. Credit Card. Issuer. 0.17-0.40. 0.15. 1.47#. Acquirer. 0.35-0.60. 0.26. 0.43.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html
A Guide to the Card Payments System Reforms
10 Sep 2010
Bulletin
– September 2010
So for a $100 transaction, a card issuer would receive a payment of $1 from the merchant's bank. ... The higher the fee, the more attractive it is to issue cards and the more benefits the card issuer can offer cardholders to use the cards.
https://www.rba.gov.au/publications/bulletin/2010/sep/7.html
Promoting Efficiency And Competition | I A Consultation Document
9 Mar 2023
small credit card issuers will be disadvantaged and overall competition in the credit card market may be reduced; and. ... cards. The Joint Study concluded that interchange fees in Australia's debit card system, which are determined bilaterally and flow
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ia-consult-doc/promoting-efficiency-competition.html
The Shift to Electronic Payments – Some Policy Issues
28 Mar 2023
Speech
Speech delivered by Ellis Connolly, Head of Payments Policy, AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-03-28.html
Least-cost Routing of Debit Card Transactions
17 Aug 2023
Links to Least-cost Routing of Debit Card Transactions
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/least-cost-routing/
Reform of Card Payment Systems
26 Sep 2006
PSB Annual Report
– 2006
This has encouraged some card issuers to focus more on attracting customers who use their credit cards to borrow, by offering them lower interest rates. ... This fee averages around $1 per withdrawal. A small number of card issuers absorb this cost and
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html
Reform of Credit Card Schemes in Australia – Access Regime
24 Jul 2003
Media Releases
Announces that the RBA is allowing further public comment on its revised access regime for the credit card market. Submissions on new prudential standards released by the Australian Prudential Authority on 23 July 2003 would be accepted until 12
https://www.rba.gov.au/media-releases/2003/mr-03-09.html