Search: charge card
RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Reserve Bank of Australia
28 May 2024
We are Australia's central bank. We conduct monetary policy, work to maintain a strong financial system and issue the nation's currency.
https://www.rba.gov.au/
Network Effects, Interchange Fees, and No-Surcharge Rules in The Australian Credit And Charge Card Industry - Introduction
5 Dec 2001
PDF
43KB
finding that distortions in credit and charge card prices can lead to excessive card use. ... As shown in the diagram, consumers obtain credit and charge cards from card issuers.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ii-commissioned-report/pdf/introduction.pdf
Changes to Statistical Tables
10 May 2024
Statistics
This coverage change increases the number and value of total transactions acquired in Australia and affects average merchant fees for debit, credit and charge cards. ... The value of credit and charge card repayments has been revised between January 2016
https://www.rba.gov.au/statistics/tables/changes-to-tables.html
Network Effects, Interchange Fees, and No-Surcharge Rules in The Australian Credit And Charge Card Industry - Conclusion
5 Dec 2001
PDF
38KB
51. 170. The screen for whether a credit or charge card system should be subject to a ban on no-surcharge rules should be based on market power. ... 171. A full analysis of market power in the Australian market for credit and charge card systems is
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ii-commissioned-report/pdf/conclusion.pdf
Network Effects, Interchange Fees, and No-Surcharge Rules in The Australian Credit And Charge Card Industry - Appendix on Relevant Markets…
5 Dec 2001
PDF
54KB
charge cards relative to other payment mechanisms if those payment mechanisms are in distinct relevant markets. ... Policy makers should, however, be concerned for two reasons. First, there may be distortions among credit and charge cards.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ii-commissioned-report/pdf/appendix.pdf
Appendix B: Estimation and Sensitivity Testing of Net Monetary Benefit
8 Oct 2018
RDP
2018-11
According to the survey, gift cards are the most common way that consumers redeem their points, used by just over one-third of rewards card holders (Figure B1). ... Respondents were asked ‘How much were you charged in credit card interest in your most
https://www.rba.gov.au/publications/rdp/2018/2018-11/appendix-b.html
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Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions
8 May 2024
Submissions
According to data published by APCA, total losses from fraudulent debit, credit and charge card transactions on cards issued and/or acquired in Australia amounted to $465 million in 2014/15, ... Graph 1. In contrast to CNP fraud, according to APCA data,
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html
Network Effects, Interchange Fees, and No-Surcharge Rules in The Australian Credit And Charge Card Industry - The Possibility of…
5 Dec 2001
PDF
57KB
39. The fact that credit and charge card use may not increase aggregate consumption, or may do so by significantly less than some parties imply, does not mean that credit cards ... 43. The credit and charge card industry can exhibit both types of network
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ii-commissioned-report/pdf/externalities.pdf
Network Effects, Interchange Fees, and No-Surcharge Rules in The Australian Credit And Charge Card Industry - Industry Overview
5 Dec 2001
PDF
72KB
As shown in the diagram, consumers obtain credit and charge cards from card issuers. ... The set of merchants honoring a given credit and charge card system’s cards constitute that system’s acceptance network and is also a core system service.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ii-commissioned-report/pdf/industry-overview.pdf
Merchant Service Fees for Credit Cards
10 Jul 2004
Bulletin
– July 2004
Data are provided by nine financial institutions (including American Express and Diners Club) that provide credit/charge card facilities to merchants. ... These institutions account for almost all of the value of credit/charge card transactions in
https://www.rba.gov.au/publications/bulletin/2004/jul/2.html