Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Box B: How Risky is High-DTI and High-LVR Lending?
8 Apr 2022
FSR
– April 2022
The income and wealth characteristics of high-DTI borrowers vary depending on whether the borrower is an owner-occupier or an investor. ... Graph B.4. The income distribution of high-DTI borrowers varies depending on whether the borrower is an
https://www.rba.gov.au/publications/fsr/2022/apr/box-b-how-risky-is-high-dti-and-high-lvr-lending.html
Developing Housing Finance Systems | Conference – 2012
20 Aug 2012
Conferences
Information on the borrower. To adequately price a loan, a lender must have information on the creditworthiness of prospective borrowers that enables a determination of the probability of default. ... of fixed- or variable-rate mortgages in any economy
https://www.rba.gov.au/publications/confs/2012/warnock-warnock.html
In Brief: Financial Stability Review – October 2023
6 Oct 2023
FSR
This issue of our Financial Stability Review assesses the current condition of the financial system and potential risks to financial stability.
https://www.rba.gov.au/publications/fsr/2023/oct/
A Closer Look at the Borrower Cash Flow Channel
23 Dec 2016
RDP
2016-12
Download the Paper 1. MB. Next, we take a closer look at the borrower cash flow channel by exploiting variation between variable-rate and fixed-rate borrowers in their response to ... If the borrower cash flow channel exists, the cash flows and spending
https://www.rba.gov.au/publications/rdp/2016/2016-12/closer-look-at-the-borrower-cash-flow-channel.html
See 9 more results from "RDP 2016-12"
Monetary Policy in Australia: Complementarities and Trade-offs
24 Oct 2023
Speech
Speech delivered by Michele Bullock, Governor, 2023 Commonwealth Bank Global Markets Conference, Sydney
https://www.rba.gov.au/speeches/2023/sp-gov-2023-10-24.html
Changes to Statistical Tables
10 May 2024
Statistics
The content of these tables is intended to increase the transparency of the actual interest rates paid by borrowers.
https://www.rba.gov.au/statistics/tables/changes-to-tables.html
3.3 Risk Management
19 Oct 2023
RBA Annual Report
– October 2023
Risk Management | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/risk-management.html
Channels of Transmission
11 Oct 2023
Speech
Speech delivered by Christopher Kent, Assistant Governor (Financial Markets), to Bloomberg, Sydney
https://www.rba.gov.au/speeches/2023/sp-ag-2023-10-11.html
Banks' Funding Costs and Lending Rates| Explainer | Education
23 Jun 2023
This series provides short, concise explanations for various economics topics.
https://www.rba.gov.au/education/resources/explainers/banks-funding-costs-and-lending-rates.html