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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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Consultations | ATMs

9 Mar 2023
Links to Consultations for the ATM System
https://www.rba.gov.au/payments-and-infrastructure/atms/consultations.html

Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
The study then applied this general framework to the ATM, credit card and debit card systems in Australia. ... 4. Transaction fees ($). ATM. 0.50. 0.50. 0.60. 0.60. 0.65. Branch.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Access Regime for the designated ATM payment system

24 Feb 2009 Media Release PDF 390KB
Payment Systems (Regulation) Act 1998
https://www.rba.gov.au/media-releases/2009/pdf/mr-09-03-gn-atm-access-regime.pdf

Panic, Pandemic and Payment Preferences

3 Jun 2020 Speech
Michele Bullock
Speech delivered by Michele Bullock, Assistant Governor (Financial System), Morgan Stanley Disruption Evolved Webcast, Sydney
https://www.rba.gov.au/speeches/2020/sp-ag-2020-06-03.html

Cash

8 Aug 2017 RDP 2017-04
Mary-Alice Doyle, Chay Fisher, Ed Tellez and Anirudh Yadav
0.2. Median value of top-ups ($). 100. 100. 60. 100. Via ATM. ... For instance, it indicates that ATM fees were most commonly paid by lower-income respondents and those living outside of capital cities (potentially due to greater difficulty accessing
https://www.rba.gov.au/publications/rdp/2017/2017-04/cash.html
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Draft Access Regime for the designated ATM payment system

9 Dec 2008 Media Release PDF 204KB
Payment Systems (Regulation) Act 1998
https://www.rba.gov.au/media-releases/2008/pdf/mr-08-28-daratmps.pdf

Introduction | An Access Regime for the ATM System – February 2009

9 Mar 2023
Introduction. For some years the Reserve Bank and industry participants have been working together on a reform package for the ATM system, with this package due to come into effect on ... In particular, the reforms will improve competition among the
https://www.rba.gov.au/payments-and-infrastructure/atms/access-regime/introduction.html

The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2007 | Payments System | Submissions

8 May 2024 Submissions
For a number of years now, the Reserve Bank has encouraged industry-based reform of the ATM system. ... or business restrictions limiting the ability of ATM owners to impose a direct charge.
https://www.rba.gov.au/publications/submissions/payments-system/asic-review-of-eft-code-of-conduct/index.html

The Reform Package | An Access Regime for the ATM System – February 2009

9 Mar 2023
transaction. The package will also promote choice and the provision of ATM services in areas that do not currently have ATMs. ... Direct charging allows ATM owners to place ATMs in locations that were uneconomic under the one-size-fits-all interchange
https://www.rba.gov.au/payments-and-infrastructure/atms/access-regime/reform-package.html

Conclusion and Implementation | An Access Regime for the ATM System – February 2009

9 Mar 2023
Conclusion and Implementation. The final Access Regime for the ATM system is set out in the Attachment. ... The Access Regime will be effective from 3 March 2009 and will complement the industry's ATM Access Code, which will also come into effect on 3
https://www.rba.gov.au/payments-and-infrastructure/atms/access-regime/conclusion.html