{"text_format":"3","workbook":"xls","n_sheets":6,"sheets":["2018","2014","2010","2006","2002","Notes"],"not_rendered":{"external_links":2,"defined_names":75},"read":"whole","date_system":"1900","formulas":"cached_only"}

{"sheet":"2018","index":0,"n_rows":54,"n_cols":8,"rows_kept":54,"flags":["formulas_cached_only"]}
["E4 HOUSEHOLD GEARING – DISTRIBUTION"]
["Title","HH total gearing: Mean","HH total gearing: Median","HH property gearing: Mean","HH property gearing: Median","Property gearing by HH with property debt: Median","Own home gearing by HH: Median","Other property gearing by HH: Median"]
["Description","Ratio of total debt to total assets; All households (HH); Mean","Ratio of total debt to total assets; All households(HH); Median","Ratio of housing debt to housing assets; All households (HH); Mean","Ratio of housing debt to housing assets; All households (HH); Median","Ratio of housing debt to housing assets; Households (HH) with housing debt; Median","Ratio of owner-occupied housing debt to owner-occupied housing assets; Households (HH) with housing debt on own home; Median","Ratio of other property housing debt to other housing property assets; Households (HH) with housing debt on properties other than their own home; Median"]
["Frequency","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years"]
["Type","Original","Original","Original","Original","Original","Original","Original"]
["Units","Per cent","Per cent","Per cent","Per cent","Per cent","Per cent","Per cent"]
[]
[]
["Source","RBA","RBA","RBA","RBA","RBA","RBA","RBA"]
["Publication date","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18"]
[]
["All Households",null,{"v":10.51024,"d":"11"},null,{"v":16.36364,"d":"16"},45,{"v":48.46154,"d":"48"},60]
["Percentile of income"]
["Less than 20",null,0,null,0,{"v":22.85714,"d":"23"},{"v":23.52941,"d":"24"},{"v":42.85714,"d":"43"}]
["20-39.9",null,{"v":2.298851,"d":"2"},null,{"v":18.04041,"d":"18"},{"v":39.65517,"d":"40"},40,{"v":57.14286,"d":"57"}]
["40-59.9",null,{"v":18.04041,"d":"18"},null,{"v":26.84564,"d":"27"},{"v":49.23077,"d":"49"},{"v":53.09091,"d":"53"},60]
["60-79.9",null,{"v":22.55673,"d":"23"},null,{"v":34.28571,"d":"34"},{"v":47.87645,"d":"48"},50,{"v":64.28571,"d":"64"}]
["80-100",null,{"v":19.40883,"d":"19"},null,{"v":30.99142,"d":"31"},{"v":45.375,"d":"45"},{"v":49.232,"d":"49"},{"v":61.90476,"d":"62"}]
["Age of reference person (years)"]
["15-24",null,{"v":39.40134,"d":"39"},null,{"v":63.15789,"d":"63"},{"v":72.2807,"d":"72"},{"v":72.47312,"d":"72"}]
["25-34",null,{"v":34.2003,"d":"34"},null,{"v":28.82186,"d":"29"},{"v":65.67164,"d":"66"},{"v":67.85714,"d":"68"},{"v":66.66666,"d":"67"}]
["35-44",null,{"v":28.82186,"d":"29"},null,{"v":51.81818,"d":"52"},{"v":55.125,"d":"55"},{"v":56.71642,"d":"57"},{"v":71.30434,"d":"71"}]
["45-54",null,{"v":18.94782,"d":"19"},null,{"v":31.30435,"d":"31"},{"v":41.81818,"d":"42"},{"v":45.71429,"d":"46"},{"v":56.84211,"d":"57"}]
["55-64",null,{"v":4.908649,"d":"5"},null,{"v":8.111888,"d":"8"},{"v":27.14286,"d":"27"},28,{"v":51.47059,"d":"51"}]
["65-74",null,0,null,0,{"v":16.12903,"d":"16"},{"v":20.72727,"d":"21"},32]
["75 and over",null,0,null,0,{"v":10.41667,"d":"10"},{"v":18.18182,"d":"18"}]
["Education of reference person"]
["University degree or higher",null,{"v":19.56309,"d":"20"},null,{"v":30.10204,"d":"30"},{"v":45.08889,"d":"45"},{"v":48.54546,"d":"49"},{"v":61.42857,"d":"61"}]
["Diploma",null,{"v":9.902622,"d":"10"},null,{"v":13.77778,"d":"14"},40,{"v":43.47826,"d":"43"},56]
["Finished year 12",null,{"v":14.02877,"d":"14"},null,20,{"v":42.5,"d":"43"},{"v":44.272,"d":"44"},{"v":59.25,"d":"59"}]
["Finished year 11",null,0,null,0,{"v":36.36364,"d":"36"},{"v":37.5,"d":"38"},60]
["Labour market status of reference person"]
["Employee",null,{"v":21.97802,"d":"22"},null,{"v":37.53846,"d":"38"},{"v":48.57143,"d":"49"},{"v":50.76923,"d":"51"},{"v":62.5,"d":"63"}]
["Employer or self-employed",null,{"v":18.15981,"d":"18"},null,{"v":26.08696,"d":"26"},{"v":42.66667,"d":"43"},{"v":47.5,"d":"48"},60]
["Unemployed",null,{"v":11.31579,"d":"11"},null,{"v":26.66667,"d":"27"},{"v":29.73105,"d":"30"},{"v":26.66667,"d":"27"}]
["Retired",null,0,null,0,{"v":14.52514,"d":"15"},{"v":17.5,"d":"18"},40]
["Other not in the labour force",null,{"v":10.4164,"d":"10"},null,{"v":9.090909,"d":"9"},{"v":41.66667,"d":"42"},{"v":39.70588,"d":"40"},60]
["State or Territory"]
["NSW",null,{"v":7.951322,"d":"8"},null,{"v":10.52632,"d":"11"},{"v":38.23529,"d":"38"},{"v":40.83333,"d":"41"},{"v":58.18182,"d":"58"}]
["Vic",null,{"v":11.21352,"d":"11"},null,{"v":14.04186,"d":"14"},{"v":38.46154,"d":"38"},{"v":40.69767,"d":"41"},{"v":55.55556,"d":"56"}]
["Qld",null,{"v":12.85905,"d":"13"},null,{"v":25.90909,"d":"26"},50,52,{"v":64.58334,"d":"65"}]
["SA",null,{"v":11.22432,"d":"11"},null,{"v":18.70968,"d":"19"},56,{"v":60.83333,"d":"61"},{"v":72.38095,"d":"72"}]
["WA",null,{"v":15.34386,"d":"15"},null,{"v":29.33333,"d":"29"},{"v":56.81818,"d":"57"},{"v":62.85714,"d":"63"},{"v":73.33334,"d":"73"}]
["Tas, ACT and NT",null,{"v":14.87352,"d":"15"},null,{"v":26.52174,"d":"27"},{"v":48.33333,"d":"48"},{"v":50.10873,"d":"50"},{"v":58.35,"d":"58"}]
["Housing status"]
["Home owner - outright",null,0,null,0,{"v":20.68966,"d":"21"},null,50]
["Home owner - mortgage",null,{"v":33.45222,"d":"33"},null,{"v":47.77778,"d":"48"},{"v":48.18182,"d":"48"},50,{"v":66.66666,"d":"67"}]
["Renter",null,{"v":9.352518,"d":"9"},null,{"v":48.21429,"d":"48"},{"v":62.8,"d":"63"},null,{"v":62.8,"d":"63"}]
["Percentile of net worth"]
["Less than 20",null,{"v":26.55075,"d":"27"},null,{"v":95.53926,"d":"96"},{"v":97.83784,"d":"98"},{"v":97.75281,"d":"98"},{"v":96.15385,"d":"96"}]
["20-39.9",null,{"v":16.0401,"d":"16"},null,{"v":66.66666,"d":"67"},{"v":72.8,"d":"73"},{"v":72.7,"d":"73"},75]
["40-59.9",null,{"v":20.64891,"d":"21"},null,{"v":33.33333,"d":"33"},53,{"v":53.33333,"d":"53"},{"v":67.79661,"d":"68"}]
["60-79.9",null,{"v":6.665722,"d":"7"},null,{"v":9.166667,"d":"9"},34,36,60]
["80-100",null,{"v":1.928161,"d":"2"},null,0,{"v":23.80952,"d":"24"},{"v":26.66667,"d":"27"},48]

{"sheet":"2014","index":1,"n_rows":54,"n_cols":8,"rows_kept":54,"flags":["formulas_cached_only"]}
["E4 HOUSEHOLD GEARING – DISTRIBUTION"]
["Title","HH total gearing: Mean","HH total gearing: Median","HH property gearing: Mean","HH property gearing: Median","Property gearing by HH with property debt: Median","Own home gearing by HH: Median","Other property gearing by HH: Median"]
["Description","Ratio of total debt to total assets; All households (HH); Mean","Ratio of total debt to total assets; All households(HH); Median","Ratio of housing debt to housing assets; All households (HH); Mean","Ratio of housing debt to housing assets; All households (HH); Median","Ratio of housing debt to housing assets; Households (HH) with housing debt; Median","Ratio of owner-occupied housing debt to owner-occupied housing assets; Households (HH) with housing debt on own home; Median","Ratio of other property housing debt to other housing property assets; Households (HH) with housing debt on properties other than their own home; Median"]
["Frequency","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years"]
["Type","Original","Original","Original","Original","Original","Original","Original"]
["Units","Per cent","Per cent","Per cent","Per cent","Per cent","Per cent","Per cent"]
[]
[]
["Source","RBA","RBA","RBA","RBA","RBA","RBA","RBA"]
["Publication date","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18"]
[]
["All Households",{"v":18.982630272952854,"d":"19"},{"v":10.65381,"d":"11"},{"v":26.98072805139186,"d":"27"},{"v":16.66667,"d":"17"},{"v":46.7234,"d":"47"},{"v":49.8,"d":"50"},{"v":59.52381,"d":"60"}]
["Percentile of income","","","","","","",""]
["Less than 20",{"v":8.075117370892018,"d":"8"},0,{"v":9.06764168190128,"d":"9"},0,{"v":27.02703,"d":"27"},{"v":28.57143,"d":"29"},{"v":51.56863,"d":"52"}]
["20-39.9",{"v":11.202466598150052,"d":"11"},{"v":1.82271,"d":"2"},{"v":14.581939799331103,"d":"15"},0,{"v":38.80597,"d":"39"},40,{"v":54.54546,"d":"55"}]
["40-59.9",{"v":17.583333333333336,"d":"18"},{"v":12.75328,"d":"13"},{"v":25.390070921985814,"d":"25"},{"v":21.63636,"d":"22"},{"v":50.90909,"d":"51"},{"v":50.90909,"d":"51"},{"v":63.76812,"d":"64"}]
["60-79.9",{"v":24.457831325301203,"d":"24"},{"v":22.76585,"d":"23"},{"v":34.05940594059406,"d":"34"},38,50,{"v":54.23729,"d":"54"},{"v":53.88889,"d":"54"}]
["80-100",{"v":21.780415430267063,"d":"22"},{"v":21.93657,"d":"22"},{"v":32.98342541436464,"d":"33"},{"v":33.33333,"d":"33"},45,{"v":47.9976,"d":"48"},{"v":63.63636,"d":"64"}]
["Age of reference person (years)","","","","","","",""]
["15-24",{"v":27.164179104477608,"d":"27"},{"v":30.18483,"d":"30"},{"v":29.03225806451613,"d":"29"},{"v":37.5,"d":"38"},{"v":54.16667,"d":"54"},50,{"v":66.66666,"d":"67"}]
["25-34",{"v":37.4384236453202,"d":"37"},{"v":33.83914,"d":"34"},{"v":47.53787878787879,"d":"48"},{"v":59.52381,"d":"60"},{"v":67.14286,"d":"67"},70,{"v":64.44444,"d":"64"}]
["35-44",{"v":33.265306122448976,"d":"33"},{"v":27.31959,"d":"27"},{"v":45.70791527313266,"d":"46"},50,{"v":55.38462,"d":"55"},{"v":56.66667,"d":"57"},69]
["45-54",{"v":23.597883597883598,"d":"24"},{"v":18.51386,"d":"19"},{"v":32.0353982300885,"d":"32"},{"v":29.41176,"d":"29"},{"v":39.87805,"d":"40"},{"v":41.66667,"d":"42"},57]
["55-64",{"v":11.27659574468085,"d":"11"},{"v":3.589959,"d":"4"},{"v":17.45098039215686,"d":"17"},{"v":2.5,"d":"3"},{"v":26.92308,"d":"27"},30,50]
["65-74",{"v":2.92,"d":"3"},0,{"v":4.665629860031104,"d":"5"},0,15,{"v":17.14286,"d":"17"},30]
["75 and over",{"v":0.963258785942492,"d":"1"},0,{"v":1.3359375,"d":"1"},0,{"v":15.25424,"d":"15"},{"v":15.25424,"d":"15"},20]
["Education of reference person","","","","","","",""]
["University degree or higher",{"v":21.82370820668693,"d":"22"},{"v":19.61207,"d":"20"},{"v":30.72538860103627,"d":"31"},{"v":27.14286,"d":"27"},{"v":47.33333,"d":"47"},50,{"v":57.14286,"d":"57"}]
["Diploma",{"v":20.2734375,"d":"20"},{"v":11.57729,"d":"12"},{"v":28.716216216216218,"d":"29"},{"v":21.02564,"d":"21"},{"v":47.61905,"d":"48"},50,{"v":62.5,"d":"63"}]
["Finished year 12",{"v":18.939393939393938,"d":"19"},{"v":19.19233,"d":"19"},{"v":27.09251101321586,"d":"27"},{"v":22.22222,"d":"22"},50,{"v":50.90909,"d":"51"},{"v":59.52381,"d":"60"}]
["Finished year 11",{"v":10.141843971631205,"d":"10"},{"v":0.0578035,"d":"0"},{"v":14.481897627965044,"d":"14"},0,{"v":39.58333,"d":"40"},41,{"v":57.14286,"d":"57"}]
["Labour market status of reference person","","","","","","",""]
["Employee",{"v":24.577861163227016,"d":"25"},{"v":21.77843,"d":"22"},{"v":34.726688102893895,"d":"35"},{"v":35.71429,"d":"36"},{"v":49.04813,"d":"49"},{"v":51.28205,"d":"51"},{"v":62.5,"d":"63"}]
["Employer or self-employed",{"v":18.04733727810651,"d":"18"},{"v":15.20649,"d":"15"},{"v":25.02551020408163,"d":"25"},{"v":20.22472,"d":"20"},{"v":36.36364,"d":"36"},{"v":44.73684,"d":"45"},{"v":46.66667,"d":"47"}]
["Unemployed",{"v":26.296296296296294,"d":"26"},{"v":19.19233,"d":"19"},{"v":31.947069943289225,"d":"32"},40,{"v":50.90909,"d":"51"},{"v":50.90909,"d":"51"},{"v":69.56522,"d":"70"}]
["Retired",{"v":1.9622641509433962,"d":"2"},0,{"v":3.0724971231300344,"d":"3"},0,{"v":16.66667,"d":"17"},{"v":16.66667,"d":"17"},30]
["Other not in the labour force",{"v":12.34375,"d":"12"},{"v":3.420037,"d":"3"},{"v":15.04032258064516,"d":"15"},0,{"v":35.33333,"d":"35"},{"v":38.32599,"d":"38"},{"v":59.21429,"d":"59"}]
["State or Territory","","","","","","",""]
["NSW",{"v":17.28301886792453,"d":"17"},{"v":8.073818,"d":"8"},{"v":24.22360248447205,"d":"24"},{"v":11.16279,"d":"11"},{"v":44.11765,"d":"44"},{"v":48.68421,"d":"49"},{"v":53.0303,"d":"53"}]
["Vic",{"v":17.57142857142857,"d":"18"},{"v":9.523809,"d":"10"},{"v":23.36065573770492,"d":"23"},14,{"v":42.22222,"d":"42"},{"v":44.52839,"d":"45"},{"v":54.48438,"d":"54"}]
["Qld",{"v":23.11111111111111,"d":"23"},{"v":13.54609,"d":"14"},{"v":33.86243386243386,"d":"34"},{"v":23.4597,"d":"23"},{"v":52.30769,"d":"52"},{"v":54.02062,"d":"54"},{"v":70.2381,"d":"70"}]
["SA",{"v":19.014084507042252,"d":"19"},{"v":9.695291,"d":"10"},{"v":28.745519713261647,"d":"29"},{"v":17.85714,"d":"18"},{"v":49.94709,"d":"50"},{"v":54.54546,"d":"55"},{"v":56.66667,"d":"57"}]
["WA",{"v":19.63302752293578,"d":"20"},{"v":13.71152,"d":"14"},{"v":29.132569558101473,"d":"29"},{"v":21.51659,"d":"22"},50,50,{"v":64.72727,"d":"65"}]
["Tas, ACT and NT",{"v":22.170329670329668,"d":"22"},{"v":16.39344,"d":"16"},{"v":34.923857868020306,"d":"35"},{"v":30.46154,"d":"30"},{"v":51.11111,"d":"51"},{"v":54.5,"d":"55"},72]
["Housing status","","","","","","",""]
["Home owner - outright",{"v":3.2773109243697482,"d":"3"},0,{"v":4.086734693877551,"d":"4"},0,{"v":19.07895,"d":"19"},"",{"v":41.33333,"d":"41"}]
["Home owner - mortgage",{"v":32.71276595744681,"d":"33"},{"v":35.14062,"d":"35"},{"v":43.31983805668016,"d":"43"},{"v":47.8223,"d":"48"},{"v":47.82609,"d":"48"},{"v":49.8,"d":"50"},{"v":66.5,"d":"67"}]
["Renter",{"v":25.517241379310345,"d":"26"},{"v":9.598553,"d":"10"},{"v":42.97520661157025,"d":"43"},48,60,null,60]
["Percentile of net worth","","","","","","",""]
["Less than 20",{"v":97.9020979020979,"d":"98"},{"v":24.95187,"d":"25"},{"v":103.5868005738881,"d":"104"},95,{"v":99.19355,"d":"99"},{"v":95.47169,"d":"95"},{"v":92.22222,"d":"92"}]
["20-39.9",{"v":48.111332007952285,"d":"48"},{"v":20.79598,"d":"21"},{"v":68.1967213114754,"d":"68"},{"v":70.65218,"d":"71"},{"v":74.16666,"d":"74"},{"v":74.28571,"d":"74"},{"v":77.27273,"d":"77"}]
["40-59.9",{"v":30.857142857142854,"d":"31"},{"v":17.14553,"d":"17"},{"v":38.8814913448735,"d":"39"},{"v":25.71428,"d":"26"},{"v":52.4,"d":"52"},52,{"v":68.71795,"d":"69"}]
["60-79.9",{"v":19.602272727272727,"d":"20"},{"v":6.002884,"d":"6"},{"v":26.08695652173913,"d":"26"},{"v":6.666667,"d":"7"},{"v":37.5,"d":"38"},{"v":37.57143,"d":"38"},{"v":55.55556,"d":"56"}]
["80-100",{"v":10.368763557483732,"d":"10"},{"v":1.962863,"d":"2"},{"v":16.10878661087866,"d":"16"},{"v":0.0145714,"d":"0"},{"v":22.5,"d":"23"},{"v":26.66667,"d":"27"},40]

{"sheet":"2010","index":2,"n_rows":54,"n_cols":8,"rows_kept":54,"flags":["formulas_cached_only"]}
["E4 HOUSEHOLD GEARING – DISTRIBUTION"]
["Title","HH total gearing: Mean","HH total gearing: Median","HH property gearing: Mean","HH property gearing: Median","Property gearing by HH with property debt: Median","Own home gearing by HH: Median","Other property gearing by HH: Median"]
["Description","Ratio of total debt to total assets; All households (HH); Mean","Ratio of total debt to total assets; All households(HH); Median","Ratio of housing debt to housing assets; All households (HH); Mean","Ratio of housing debt to housing assets; All households (HH); Median","Ratio of housing debt to housing assets; Households (HH) with housing debt; Median","Ratio of owner-occupied housing debt to owner-occupied housing assets; Households (HH) with housing debt on own home; Median","Ratio of other property housing debt to other housing property assets; Households (HH) with housing debt on properties other than their own home; Median"]
["Frequency","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years"]
["Type","Original","Original","Original","Original","Original","Original","Original"]
["Units","Per cent","Per cent","Per cent","Per cent","Per cent","Per cent","Per cent"]
[]
[]
["Source","RBA","RBA","RBA","RBA","RBA","RBA","RBA"]
["Publication date","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18"]
[]
["All Households",{"v":18.7039764359352,"d":"19"},{"v":10.31519,"d":"10"},{"v":24.75728155339806,"d":"25"},{"v":13.13191,"d":"13"},{"v":41.81818,"d":"42"},45,55]
["Percentile of income","","","","","","",""]
["Less than 20",{"v":6.75187969924812,"d":"7"},0,{"v":6.892778993435448,"d":"7"},0,{"v":19.27778,"d":"19"},{"v":21.37931,"d":"21"},{"v":36.36364,"d":"36"}]
["20-39.9",{"v":13.62530413625304,"d":"14"},{"v":1.199472,"d":"1"},{"v":16.89453125,"d":"17"},0,{"v":38.88889,"d":"39"},{"v":38.5,"d":"39"},56]
["40-59.9",{"v":17.454545454545457,"d":"17"},{"v":14.96063,"d":"15"},{"v":22.51851851851852,"d":"23"},{"v":17.85714,"d":"18"},{"v":44.44444,"d":"44"},{"v":47.25,"d":"47"},54]
["60-79.9",{"v":21.180555555555554,"d":"21"},{"v":19.80532,"d":"20"},{"v":29.812206572769952,"d":"30"},{"v":30.90909,"d":"31"},{"v":46.55172,"d":"47"},50,{"v":60.86956,"d":"61"}]
["80-100",{"v":22.21014492753623,"d":"22"},{"v":23.89398,"d":"24"},{"v":30.432098765432098,"d":"30"},{"v":32.43243,"d":"32"},{"v":41.14286,"d":"41"},{"v":45.75,"d":"46"},55]
["Age of reference person (years)","","","","","","",""]
["15-24",{"v":25.771812080536915,"d":"26"},{"v":28.23466,"d":"28"},{"v":33.21995464852608,"d":"33"},{"v":25.04294,"d":"25"},{"v":51.57593,"d":"52"},{"v":51.57593,"d":"52"},{"v":80.55556,"d":"81"}]
["25-34",{"v":36.88946015424165,"d":"37"},{"v":36.10833,"d":"36"},{"v":45.45454545454545,"d":"45"},{"v":54.54546,"d":"55"},60,{"v":62.92135,"d":"63"},{"v":62.06897,"d":"62"}]
["35-44",30,{"v":26.19557,"d":"26"},{"v":39.289940828402365,"d":"39"},40,{"v":47.25,"d":"47"},50,{"v":53.84615,"d":"54"}]
["45-54",{"v":22.378048780487806,"d":"22"},{"v":15.66469,"d":"16"},{"v":27.941176470588236,"d":"28"},{"v":23.42857,"d":"23"},{"v":34.72222,"d":"35"},{"v":37.2,"d":"37"},{"v":56.66667,"d":"57"}]
["55-64",{"v":9.627329192546584,"d":"10"},{"v":1.939655,"d":"2"},{"v":13.86696730552424,"d":"14"},0,{"v":22.68657,"d":"23"},{"v":24.41176,"d":"24"},{"v":42.35294,"d":"42"}]
["65-74",{"v":2.659446450060168,"d":"3"},0,{"v":3.216630196936543,"d":"3"},0,{"v":9.459459,"d":"9"},{"v":10.16667,"d":"10"},{"v":15.90909,"d":"16"}]
["75 and over",{"v":0.6518987341772152,"d":"1"},0,{"v":0.8264984227129337,"d":"1"},0,{"v":12.5,"d":"13"},{"v":17.02128,"d":"17"},20]
["Education of reference person","","","","","","",""]
["University degree or higher",{"v":20.99585062240664,"d":"21"},{"v":19.71831,"d":"20"},{"v":28.21917808219178,"d":"28"},25,42,{"v":44.44444,"d":"44"},{"v":56.71429,"d":"57"}]
["Diploma",{"v":19.40909090909091,"d":"19"},{"v":12.25615,"d":"12"},{"v":25.263157894736842,"d":"25"},{"v":17.64706,"d":"18"},{"v":42.85714,"d":"43"},{"v":46.75,"d":"47"},{"v":53.33333,"d":"53"}]
["Finished year 12",{"v":20.14742014742015,"d":"20"},{"v":13.21175,"d":"13"},{"v":27.234927234927238,"d":"27"},{"v":17.07692,"d":"17"},45,50,63]
["Finished year 11",{"v":12.335766423357663,"d":"12"},{"v":0.4811817,"d":"0"},{"v":16.331360946745562,"d":"16"},0,{"v":37.40584,"d":"37"},{"v":40.78947,"d":"41"},{"v":51.11111,"d":"51"}]
["Labour market status of reference person","","","","","","",""]
["Employee",{"v":23.49137931034483,"d":"23"},{"v":21.71851,"d":"22"},{"v":31.272084805653712,"d":"31"},{"v":31.81818,"d":"32"},{"v":44.8,"d":"45"},{"v":47.42466,"d":"47"},{"v":58.06452,"d":"58"}]
["Employer or self-employed",{"v":17.326732673267326,"d":"17"},{"v":13.02951,"d":"13"},{"v":21.201117318435756,"d":"21"},15,{"v":36.36364,"d":"36"},{"v":42.10526,"d":"42"},40]
["Unemployed",{"v":18.231827111984284,"d":"18"},{"v":12.15043,"d":"12"},{"v":21.104100946372238,"d":"21"},0,{"v":35.16484,"d":"35"},{"v":36.92308,"d":"37"},40]
["Retired",{"v":1.8392857142857142,"d":"2"},0,{"v":2.571001494768311,"d":"3"},0,{"v":13.11475,"d":"13"},{"v":14.44867,"d":"14"},{"v":15.90909,"d":"16"}]
["Other not in the labour force",{"v":11.544715447154472,"d":"12"},{"v":1.188185,"d":"1"},{"v":13.982683982683982,"d":"14"},0,{"v":27.77778,"d":"28"},{"v":28.4,"d":"28"},50]
["State or Territory","","","","","","",""]
["NSW",{"v":17.87037037037037,"d":"18"},{"v":8.024305,"d":"8"},{"v":23.065693430656932,"d":"23"},{"v":9.782609,"d":"10"},{"v":42.75862,"d":"43"},{"v":47.20208,"d":"47"},{"v":54.54546,"d":"55"}]
["Vic",{"v":15.6353591160221,"d":"16"},{"v":8.333333,"d":"8"},{"v":21.30841121495327,"d":"21"},{"v":9.333333,"d":"9"},{"v":38.33333,"d":"38"},{"v":41.6129,"d":"42"},{"v":53.33333,"d":"53"}]
["Qld",{"v":23.19327731092437,"d":"23"},{"v":15.00977,"d":"15"},{"v":30.939226519337016,"d":"31"},20,45,{"v":49.11111,"d":"49"},{"v":58.57143,"d":"59"}]
["SA",{"v":18.073170731707318,"d":"18"},{"v":8.438031,"d":"8"},{"v":24.576271186440678,"d":"25"},{"v":10.84317,"d":"11"},{"v":46.66667,"d":"47"},48,{"v":56.50794,"d":"57"}]
["WA",{"v":20.572057205720572,"d":"21"},{"v":11.14298,"d":"11"},{"v":26.741996233521657,"d":"27"},{"v":17.33333,"d":"17"},{"v":41.66667,"d":"42"},{"v":42.10526,"d":"42"},{"v":58.33333,"d":"58"}]
["Tas, ACT and NT",{"v":18.92063492063492,"d":"19"},{"v":15.43851,"d":"15"},{"v":27.541899441340785,"d":"28"},{"v":23.80952,"d":"24"},{"v":39.6,"d":"40"},{"v":41.33333,"d":"41"},{"v":54.44444,"d":"54"}]
["Housing status","","","","","","",""]
["Home owner - outright",{"v":4.285714285714286,"d":"4"},0,{"v":4.180232558139535,"d":"4"},0,{"v":19.84127,"d":"20"},"",{"v":48.14815,"d":"48"}]
["Home owner - mortgage",{"v":30.69908814589666,"d":"31"},{"v":33.07143,"d":"33"},{"v":39.72727272727273,"d":"40"},{"v":42.85714,"d":"43"},{"v":42.85714,"d":"43"},45,60]
["Renter",{"v":22.5,"d":"23"},{"v":9.374414,"d":"9"},{"v":37.56613756613756,"d":"38"},40,55,"",55]
["Percentile of net worth","","","","","","",""]
["Less than 20",{"v":99.06542056074767,"d":"99"},{"v":28.23466,"d":"28"},{"v":123.95644283121597,"d":"124"},90,98,{"v":92.22222,"d":"92"},98]
["20-39.9",{"v":47.34513274336283,"d":"47"},{"v":26.11697,"d":"26"},{"v":61.694915254237294,"d":"62"},{"v":60.86956,"d":"61"},{"v":68.42105,"d":"68"},{"v":68.96552,"d":"69"},{"v":65.64103,"d":"66"}]
["40-59.9",{"v":28.555431131019038,"d":"29"},{"v":12.96427,"d":"13"},{"v":33.38461538461539,"d":"33"},{"v":17.94872,"d":"18"},{"v":45.23809,"d":"45"},{"v":45.52845,"d":"46"},{"v":57.6,"d":"58"}]
["60-79.9",{"v":18.551724137931032,"d":"19"},{"v":6.020631,"d":"6"},{"v":22.690763052208833,"d":"23"},{"v":5.5545,"d":"6"},{"v":32.03946,"d":"32"},{"v":33.33333,"d":"33"},{"v":59.52381,"d":"60"}]
["80-100",{"v":10.822622107969151,"d":"11"},{"v":2.089682,"d":"2"},{"v":15.283018867924527,"d":"15"},{"v":0.0165,"d":"0"},{"v":21.25,"d":"21"},25,{"v":42.85714,"d":"43"}]

{"sheet":"2006","index":3,"n_rows":54,"n_cols":8,"rows_kept":54,"flags":["formulas_cached_only"]}
["E4 HOUSEHOLD GEARING – DISTRIBUTION"]
["Title","HH total gearing: Mean","HH total gearing: Median","HH property gearing: Mean","HH property gearing: Median","Property gearing by HH with property debt: Median","Own home gearing by HH: Median","Other property gearing by HH: Median"]
["Description","Ratio of total debt to total assets; All households (HH); Mean","Ratio of total debt to total assets; All households(HH); Median","Ratio of housing debt to housing assets; All households (HH); Mean","Ratio of housing debt to housing assets; All households (HH); Median","Ratio of housing debt to housing assets; Households (HH) with housing debt; Median","Ratio of owner-occupied housing debt to owner-occupied housing assets; Households (HH) with housing debt on own home; Median","Ratio of other property housing debt to other housing property assets; Households (HH) with housing debt on properties other than their own home; Median"]
["Frequency","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years"]
["Type","Original","Original","Original","Original","Original","Original","Original"]
["Units","Per cent","Per cent","Per cent","Per cent","Per cent","Per cent","Per cent"]
[]
[]
["Source","RBA","RBA","RBA","RBA","RBA","RBA","RBA"]
["Publication date","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18"]
[]
["All Households",{"v":16.163636363636364,"d":"16"},{"v":9.432892,"d":"9"},{"v":21.06382978723404,"d":"21"},{"v":9.230769,"d":"9"},{"v":35.71429,"d":"36"},{"v":38.57143,"d":"39"},{"v":46.51163,"d":"47"}]
["Percentile of income","","","","","","",""]
["Less than 20",{"v":8.161120840630472,"d":"8"},0,{"v":8.296296296296296,"d":"8"},0,{"v":26.8,"d":"27"},30,{"v":51.53846,"d":"52"}]
["20-39.9",{"v":9.250374812593703,"d":"9"},{"v":2.571429,"d":"3"},{"v":11.32387706855792,"d":"11"},0,{"v":30.5,"d":"31"},{"v":34.66667,"d":"35"},40]
["40-59.9",{"v":15.98224195338513,"d":"16"},{"v":13.23787,"d":"13"},{"v":20.535714285714285,"d":"21"},{"v":12.97765,"d":"13"},{"v":37.14286,"d":"37"},{"v":38.88889,"d":"39"},40]
["60-79.9",{"v":20.373831775700936,"d":"20"},{"v":20.25316,"d":"20"},{"v":26.574500768049152,"d":"27"},{"v":26.53061,"d":"27"},{"v":39.28571,"d":"39"},42,{"v":46.66667,"d":"47"}]
["80-100",{"v":18.340611353711793,"d":"18"},{"v":18.20791,"d":"18"},{"v":25.840000000000003,"d":"26"},{"v":24.61539,"d":"25"},{"v":35.71429,"d":"36"},{"v":40.5,"d":"41"},{"v":47.61905,"d":"48"}]
["Age of reference person (years)","","","","","","",""]
["15-24",{"v":21.64658634538153,"d":"22"},{"v":25.05316,"d":"25"},{"v":27.400000000000002,"d":"27"},25,{"v":52.83019,"d":"53"},{"v":57.14286,"d":"57"},{"v":48.14815,"d":"48"}]
["25-34",{"v":32.7922077922078,"d":"33"},{"v":33.89825,"d":"34"},{"v":41.131105398457585,"d":"41"},49,{"v":55.6,"d":"56"},58,{"v":60.86956,"d":"61"}]
["35-44",{"v":24.210526315789473,"d":"24"},{"v":22.55504,"d":"23"},{"v":31.869688385269125,"d":"32"},{"v":31.81818,"d":"32"},{"v":38.07692,"d":"38"},{"v":40.00024,"d":"40"},{"v":50.76923,"d":"51"}]
["45-54",{"v":18.22222222222222,"d":"18"},{"v":12.24732,"d":"12"},{"v":22.327790973871732,"d":"22"},{"v":15.9807,"d":"16"},{"v":28.57143,"d":"29"},{"v":31.07143,"d":"31"},{"v":44.73684,"d":"45"}]
["55-64",{"v":8.464912280701755,"d":"8"},{"v":0.862069,"d":"1"},{"v":11.728813559322033,"d":"12"},0,{"v":20.83333,"d":"21"},{"v":24.44444,"d":"24"},{"v":32.14286,"d":"32"}]
["65-74",{"v":1.8496240601503762,"d":"2"},0,{"v":1.9081364829396326,"d":"2"},0,{"v":8.108109,"d":"8"},{"v":7.777778,"d":"8"},{"v":18.3,"d":"18"}]
["75 and over",{"v":0.9098837209302326,"d":"1"},0,{"v":0.8913043478260869,"d":"1"},0,{"v":8.888889,"d":"9"},{"v":6.666667,"d":"7"},32]
["Education of reference person","","","","","","",""]
["University degree or higher",{"v":18.181818181818183,"d":"18"},{"v":16.25148,"d":"16"},{"v":24.6078431372549,"d":"25"},20,{"v":36.30573,"d":"36"},{"v":40.625,"d":"41"},{"v":46.66667,"d":"47"}]
["Diploma",{"v":17.005649717514125,"d":"17"},{"v":11.06422,"d":"11"},{"v":22.149532710280372,"d":"22"},{"v":13.51351,"d":"14"},{"v":34.375,"d":"34"},{"v":36.52174,"d":"37"},{"v":47.61905,"d":"48"}]
["Finished year 12",{"v":16.819571865443425,"d":"17"},{"v":16.07829,"d":"16"},{"v":20.46272493573265,"d":"20"},{"v":16.33333,"d":"16"},{"v":38.09524,"d":"38"},41,40]
["Finished year 11",{"v":12.137404580152673,"d":"12"},{"v":0.8253511,"d":"1"},{"v":15.413070283600494,"d":"15"},0,35,{"v":38.30769,"d":"38"},{"v":44.54546,"d":"45"}]
["Labour market status of reference person","","","","","","",""]
["Employee",{"v":20.385674931129476,"d":"20"},{"v":19.37984,"d":"19"},{"v":26.866359447004605,"d":"27"},25,38,{"v":41.31736,"d":"41"},{"v":47.61905,"d":"48"}]
["Employer or self-employed",{"v":15.646853146853147,"d":"16"},{"v":15.12792,"d":"15"},{"v":19.19402985074627,"d":"19"},{"v":14.62366,"d":"15"},{"v":32.65665,"d":"33"},34,{"v":44.28571,"d":"44"}]
["Unemployed",{"v":19.06417112299465,"d":"19"},{"v":16.7668,"d":"17"},{"v":27.246376811594203,"d":"27"},{"v":7.54717,"d":"8"},{"v":42.27273,"d":"42"},{"v":53.33333,"d":"53"},{"v":16.66667,"d":"17"}]
["Retired",{"v":1.8415178571428572,"d":"2"},0,{"v":2.1923076923076925,"d":"2"},0,{"v":12.5,"d":"13"},{"v":11.11111,"d":"11"},40]
["Other not in the labour force",{"v":9.726027397260275,"d":"10"},{"v":1.5,"d":"2"},{"v":11.76470588235294,"d":"12"},0,{"v":27.4359,"d":"27"},34,40]
["State or Territory","","","","","","",""]
["NSW",{"v":17.305699481865286,"d":"17"},{"v":7.863359,"d":"8"},{"v":20.901639344262296,"d":"21"},{"v":7.538462,"d":"8"},{"v":36.95652,"d":"37"},{"v":41.66667,"d":"42"},{"v":48.57143,"d":"49"}]
["Vic",{"v":13.884892086330936,"d":"14"},{"v":6.778607,"d":"7"},{"v":19.587628865979383,"d":"20"},{"v":3.472222,"d":"3"},{"v":35.71429,"d":"36"},39,{"v":42.85714,"d":"43"}]
["Qld",{"v":18.769551616266945,"d":"19"},{"v":12.98543,"d":"13"},{"v":24.691358024691358,"d":"25"},{"v":15.27778,"d":"15"},{"v":37.2093,"d":"37"},{"v":40.16473,"d":"40"},{"v":46.51163,"d":"47"}]
["SA",{"v":13.815789473684212,"d":"14"},{"v":8.734403,"d":"9"},{"v":20.576923076923077,"d":"21"},{"v":7.391304,"d":"7"},{"v":36.84211,"d":"37"},{"v":38.13953,"d":"38"},60]
["WA",{"v":14.741506646971935,"d":"15"},{"v":11.23868,"d":"11"},{"v":18.63849765258216,"d":"19"},{"v":13.33333,"d":"13"},30,31,40]
["Tas, ACT and NT",{"v":16.65289256198347,"d":"17"},{"v":12.29855,"d":"12"},{"v":24.817518248175183,"d":"25"},{"v":15.625,"d":"16"},{"v":41.02564,"d":"41"},{"v":44.44444,"d":"44"},{"v":46.32911,"d":"46"}]
["Housing status","","","","","","",""]
["Home owner - outright",4,0,{"v":3.6733333333333333,"d":"4"},0,{"v":17.24138,"d":"17"},"",{"v":38.75,"d":"39"}]
["Home owner - mortgage",{"v":28.230452674897123,"d":"28"},{"v":28.65995,"d":"29"},{"v":36.012269938650306,"d":"36"},{"v":36.30573,"d":"36"},{"v":36.36364,"d":"36"},{"v":38.57143,"d":"39"},48]
["Renter",{"v":21.01694915254237,"d":"21"},{"v":12.67742,"d":"13"},{"v":31.366459627329192,"d":"31"},{"v":36.53846,"d":"37"},50,null,50]
["Percentile of net worth","","","","","","",""]
["Less than 20",{"v":87.25806451612902,"d":"87"},{"v":27.38059,"d":"27"},{"v":96.71532846715328,"d":"97"},{"v":88.99083,"d":"89"},{"v":94.85526,"d":"95"},{"v":95.65218,"d":"96"},{"v":90.33334,"d":"90"}]
["20-39.9",{"v":44.28969359331476,"d":"44"},{"v":23.47008,"d":"23"},{"v":56.9620253164557,"d":"57"},{"v":52.94118,"d":"53"},{"v":62.85714,"d":"63"},{"v":62.66667,"d":"63"},{"v":68.75,"d":"69"}]
["40-59.9",{"v":24.743777452415813,"d":"25"},{"v":9.571789,"d":"10"},{"v":29.540918163672654,"d":"30"},{"v":11.73913,"d":"12"},{"v":40.00024,"d":"40"},{"v":40.00024,"d":"40"},{"v":53.33333,"d":"53"}]
["60-79.9",{"v":17.75862068965517,"d":"18"},{"v":6.120001,"d":"6"},{"v":21.41025641025641,"d":"21"},{"v":4.444445,"d":"4"},{"v":28.57143,"d":"29"},{"v":28.8,"d":"29"},50]
["80-100",{"v":9.290123456790123,"d":"9"},{"v":1.662148,"d":"2"},{"v":12.413793103448276,"d":"12"},0,{"v":19.44,"d":"19"},{"v":21.28304,"d":"21"},30]

{"sheet":"2002","index":4,"n_rows":54,"n_cols":8,"rows_kept":54,"flags":["formulas_cached_only"]}
["E4 HOUSEHOLD GEARING – DISTRIBUTION"]
["Title","HH total gearing: Mean","HH total gearing: Median","HH property gearing: Mean","HH property gearing: Median","Property gearing by HH with property debt: Median","Own home gearing by HH: Median","Other property gearing by HH: Median"]
["Description","Ratio of total debt to total assets; All households (HH); Mean","Ratio of total debt to total assets; All households(HH); Median","Ratio of housing debt to housing assets; All households (HH); Mean","Ratio of housing debt to housing assets; All households (HH); Median","Ratio of housing debt to housing assets; Households (HH) with housing debt; Median","Ratio of owner-occupied housing debt to owner-occupied housing assets; Households (HH) with housing debt on own home; Median","Ratio of other property housing debt to other housing property assets; Households (HH) with housing debt on properties other than their own home; Median"]
["Frequency","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years","Every 4 years"]
["Type","Original","Original","Original","Original","Original","Original","Original"]
["Units","Per cent","Per cent","Per cent","Per cent","Per cent","Per cent","Per cent"]
[]
[]
["Source","RBA","RBA","RBA","RBA","RBA","RBA","RBA"]
["Publication date","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18","2020-06-18"]
[]
["All Households",{"v":14.15929203539823,"d":"14"},{"v":6.896552,"d":"7"},{"v":19.35483870967742,"d":"19"},{"v":3.464567,"d":"3"},{"v":38.88889,"d":"39"},40,{"v":52.63158,"d":"53"}]
["Percentile of income","","","","","","",""]
["Less than 20",{"v":7.7237851662404085,"d":"8"},0,{"v":6.92,"d":"7"},0,31,{"v":31.25,"d":"31"},40]
["20-39.9",{"v":9.357142857142858,"d":"9"},{"v":0.0096154,"d":"0"},{"v":10.597609561752988,"d":"11"},0,{"v":37.5,"d":"38"},{"v":37.33333,"d":"37"},{"v":45.45454,"d":"45"}]
["40-59.9",{"v":14.896694214876034,"d":"15"},{"v":11.1602,"d":"11"},{"v":20.072202166064983,"d":"20"},{"v":10.34483,"d":"10"},{"v":43.75,"d":"44"},{"v":45.45454,"d":"45"},{"v":57.14286,"d":"57"}]
["60-79.9",{"v":16.098226466575717,"d":"16"},{"v":16.05903,"d":"16"},{"v":22.942643391521198,"d":"23"},{"v":21.81818,"d":"22"},40,{"v":42.0108,"d":"42"},{"v":52.38095,"d":"52"}]
["80-100",{"v":16.131386861313867,"d":"16"},{"v":16.2243,"d":"16"},{"v":24.889543446244478,"d":"25"},{"v":22.22222,"d":"22"},{"v":36.84211,"d":"37"},40,{"v":55.55556,"d":"56"}]
["Age of reference person (years)","","","","","","",""]
["15-24",{"v":18.571428571428573,"d":"19"},{"v":22.71837,"d":"23"},{"v":20.22792022792023,"d":"20"},{"v":9.813334,"d":"10"},54,{"v":59.384,"d":"59"},{"v":76.19048,"d":"76"}]
["25-34",{"v":27.450980392156865,"d":"27"},{"v":26.59436,"d":"27"},{"v":37.54237288135593,"d":"38"},{"v":46.18421,"d":"46"},{"v":56.52174,"d":"57"},{"v":57.14286,"d":"57"},{"v":62.5,"d":"63"}]
["35-44",{"v":22.865013774104685,"d":"23"},{"v":21.86762,"d":"22"},{"v":30.28169014084507,"d":"30"},{"v":33.33333,"d":"33"},{"v":42.0108,"d":"42"},{"v":42.5,"d":"43"},55]
["45-54",{"v":13.891951488423373,"d":"14"},{"v":9.444398,"d":"9"},{"v":18.92494929006085,"d":"19"},{"v":10.76495,"d":"11"},{"v":28.63636,"d":"29"},30,50]
["55-64",{"v":6.811188811188811,"d":"7"},{"v":0.1773641,"d":"0"},{"v":9.785276073619633,"d":"10"},0,24,{"v":25.39683,"d":"25"},40]
["65-74",{"v":1.2776119402985076,"d":"1"},0,{"v":1.1197916666666667,"d":"1"},0,{"v":18.99441,"d":"19"},{"v":21.18644,"d":"21"},{"v":42.85714,"d":"43"}]
["75 and over",{"v":0.681081081081081,"d":"1"},0,{"v":0.5017241379310344,"d":"1"},0,{"v":3.637331,"d":"4"},{"v":2.75,"d":"3"},{"v":10.57347,"d":"11"}]
["Education of reference person","","","","","","",""]
["University degree or higher",{"v":16.237623762376238,"d":"16"},{"v":16.15372,"d":"16"},{"v":23.465703971119133,"d":"23"},{"v":19.11765,"d":"19"},{"v":36.25,"d":"36"},{"v":39.43662,"d":"39"},{"v":57.77778,"d":"58"}]
["Diploma",{"v":14.528301886792452,"d":"15"},{"v":9.428477,"d":"9"},20,10,40,{"v":40.81633,"d":"41"},{"v":52.30769,"d":"52"}]
["Finished year 12",{"v":14.24170616113744,"d":"14"},{"v":12.23242,"d":"12"},{"v":19.81132075471698,"d":"20"},{"v":7.307693,"d":"7"},39,40,40]
["Finished year 11",{"v":11.234705228031146,"d":"11"},{"v":0.1323858,"d":"0"},{"v":14.282945736434108,"d":"14"},0,{"v":39.28571,"d":"39"},{"v":40.625,"d":"41"},{"v":54.16667,"d":"54"}]
["Labour market status of reference person","","","","","","",""]
["Employee",{"v":17.330316742081447,"d":"17"},{"v":17.02022,"d":"17"},{"v":25.04201680672269,"d":"25"},{"v":23.07692,"d":"23"},40,42,{"v":54.44444,"d":"54"}]
["Employer or self-employed",{"v":16.318840579710145,"d":"16"},{"v":12.81526,"d":"13"},{"v":18.563218390804597,"d":"19"},10,35,40,{"v":51.02041,"d":"51"}]
["Unemployed",{"v":20.49079754601227,"d":"20"},{"v":4.70104,"d":"5"},{"v":25.13888888888889,"d":"25"},{"v":6.410256,"d":"6"},{"v":44.375,"d":"44"},{"v":44.375,"d":"44"},{"v":68.57143,"d":"69"}]
["Retired",{"v":1.3618181818181818,"d":"1"},0,{"v":1.6949685534591192,"d":"2"},0,{"v":15.71429,"d":"16"},{"v":16.04167,"d":"16"},20]
["Other not in the labour force",{"v":10.632411067193676,"d":"11"},{"v":0.047217,"d":"0"},{"v":11.962025316455696,"d":"12"},0,{"v":37.83784,"d":"38"},{"v":37.83784,"d":"38"},{"v":48.78049,"d":"49"}]
["State or Territory","","","","","","",""]
["NSW",{"v":13.560606060606062,"d":"14"},{"v":3.670106,"d":"4"},{"v":17.669172932330827,"d":"18"},0,{"v":35.55556,"d":"36"},{"v":39.0625,"d":"39"},50]
["Vic",{"v":12.32123212321232,"d":"12"},{"v":4.985045,"d":"5"},{"v":17.375,"d":"17"},0,{"v":35.29412,"d":"35"},37,50]
["Qld",{"v":17.14867617107943,"d":"17"},{"v":12.85647,"d":"13"},{"v":24.8828125,"d":"25"},{"v":16.72727,"d":"17"},{"v":46.66667,"d":"47"},{"v":46.79506,"d":"47"},{"v":62.72727,"d":"63"}]
["SA",{"v":13.025641025641024,"d":"13"},{"v":7.668712,"d":"8"},{"v":18.161683277962346,"d":"18"},{"v":0.5385132,"d":"1"},{"v":40.625,"d":"41"},44,{"v":35.38462,"d":"35"}]
["WA",{"v":17.242424242424242,"d":"17"},{"v":11.82033,"d":"12"},{"v":22.78787878787879,"d":"23"},{"v":11.86441,"d":"12"},40,{"v":40.67797,"d":"41"},{"v":54.16667,"d":"54"}]
["Tas, ACT and NT",{"v":15.63758389261745,"d":"16"},{"v":8.223684,"d":"8"},{"v":24.78753541076487,"d":"25"},{"v":8.823529,"d":"9"},{"v":42.66667,"d":"43"},45,{"v":66.66666,"d":"67"}]
["Housing status","","","","","","",""]
["Home owner - outright",{"v":3.5917159763313613,"d":"4"},0,{"v":2.7734806629834257,"d":"3"},0,{"v":17.57106,"d":"18"},"",{"v":42.5,"d":"43"}]
["Home owner - mortgage",{"v":26.056338028169012,"d":"26"},{"v":28.90305,"d":"29"},{"v":34.92239467849224,"d":"35"},{"v":39.2,"d":"39"},{"v":39.23077,"d":"39"},40,{"v":52.94118,"d":"53"}]
["Renter",{"v":17.411347517730498,"d":"17"},{"v":8.443506,"d":"8"},{"v":38.46153846153847,"d":"38"},40,{"v":61.11111,"d":"61"},"",{"v":61.11111,"d":"61"}]
["Percentile of net worth","","","","","","",""]
["Less than 20",{"v":83.98876404494382,"d":"84"},{"v":23.0298,"d":"23"},{"v":103.84615384615385,"d":"104"},{"v":81.25,"d":"81"},{"v":89.16666,"d":"89"},{"v":90.4,"d":"90"},{"v":83.33334,"d":"83"}]
["20-39.9",{"v":37.8974358974359,"d":"38"},{"v":16.93925,"d":"17"},{"v":51.53846153846153,"d":"52"},{"v":48.14815,"d":"48"},{"v":62.35294,"d":"62"},{"v":61.90476,"d":"62"},70]
["40-59.9",{"v":23.610451306413303,"d":"24"},{"v":10.36866,"d":"10"},{"v":29.55017301038062,"d":"30"},{"v":12.22222,"d":"12"},{"v":43.33333,"d":"43"},{"v":43.47826,"d":"43"},{"v":53.33333,"d":"53"}]
["60-79.9",{"v":15.155615696887686,"d":"15"},{"v":3.108798,"d":"3"},{"v":19.178947368421053,"d":"19"},0,{"v":27.86885,"d":"28"},{"v":27.77778,"d":"28"},{"v":50.76923,"d":"51"}]
["80-100",{"v":8.25,"d":"8"},{"v":1.472245,"d":"1"},{"v":11.398963730569948,"d":"11"},0,20,{"v":21.2766,"d":"21"},45]

{"sheet":"Notes","index":5,"n_rows":5,"n_cols":1,"rows_kept":5,"flags":["formulas_cached_only"]}
["E4 HOUSEHOLD GEARING – DISTRIBUTION"]
["Data in this table were extracted from HILDA Release 18.0 (unconfidentialised data set), Melbourne Institute of Applied Economic and Social Research, which provides unit record responses from around 9 000 households. Wealth and income data in this article are based on actual responses, or imputed responses if answers were missing. Data are weighted to be representative of the population as a whole. To enable comparison across time, an adjustment was also made for the change in purchasing power between periods by converting the values in earlier surveys to September 2018 dollars using the consumer price index. Household characteristics such as age, education and labour force status are based on the household reference person, who was chosen from household members as the person with the highest income, highest salary, labour force status, age and respondent number, in that order."]
["Household are only recorded as having assets or debt of a particular type if they had a positive balance in the asset or debt. Thus a number of households with bank accounts, credit cards or business assets or debt with zero balances were excluded from the group of households possessing these assets or debts. Results which are based on less than 0.2 per cent of the sample are not reported."]
["Note that additional households have been included in the sample from HILDA Release 11.0 onwards. While this change has improved the coverage of the survey, it makes it difficult to compare the cross-sectional results in 2014 with the results published for previous years (or wealth modules). For more information on the top-up sample, see: <http://onlinelibrary.wiley.com/doi/10.1111/1467-8462.12027/abstract>."]
["HILDA Disclaimer Notice: please see <http://www.rba.gov.au/disclaimer/hilda-disclaimer.html>."]