Search: smart card

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RBA Glossary definition for smart card

smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.

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The Cost of Card Payments for Merchants

15 Sep 2022 Bulletin – September 2022
Troy Gill, Cara Holland and Georgia Wiley
The average cost for a merchant to accept a card payment has declined over recent years.
https://www.rba.gov.au/publications/bulletin/2022/sep/the-cost-of-card-payments-for-merchants.html

Trends in Mobile Payments in Developing and Advanced Economies

20 Mar 2013 Bulletin PDF 1117KB
Reserve Bank of Australia Bulletin March 2013
https://www.rba.gov.au/publications/bulletin/2013/mar/pdf/bu-0313-8.pdf

Some Thoughts on Current Economic Developments

2 Jun 2003 Bulletin PDF 49KB
Driven by computer-chip technology,. possible alternatives to conventional currencyare now emerging in proposals for the so-called ‘electronic purse’, in the form of pre-paid, stored-value cards, and smart ... Various smart card schemes are
https://www.rba.gov.au/publications/bulletin/1995/aug/pdf/bu-0895-2.pdf

Trends in Mobile Payments in Developing and Advanced Economies

22 Mar 2013 Bulletin – March 2013
Darren Flood, Tim West and Daniel Wheadon
As mobile phones have become commonplace throughout the world there has been an increasing focus on their potential use for making payments. Adoption of mobile payments in developing economies has occurred well ahead of that in advanced economies,
https://www.rba.gov.au/publications/bulletin/2013/mar/8.html

The Evolution and Regulation of the Payments System

13 Apr 2006 Bulletin PDF 74KB
Address by Dr Philip Lowe, Assistant Governor (Financial System), to Payments System Conference 2006, Melbourne Business School, Melbourne, 14 March 2006
https://www.rba.gov.au/publications/bulletin/2006/apr/pdf/bu-0406-3.pdf

The Growing Demand for Cash

15 Sep 2017 Bulletin – September 2017
Gordon Flannigan and Andrew Staib
While survey data indicate that the share of Australian consumers' payments made with cash continues to fall, the number (and value) of banknotes in circulation continues to grow at around its trend pace of 6 per cent per year. This article
https://www.rba.gov.au/publications/bulletin/2017/sep/8.html

Bulletin March Quarter 2019

20 Apr 2023 Bulletin - March 2019 PDF 4430KB
https://www.rba.gov.au/publications/bulletin/2019/mar/pdf/bulletin-2019-03.pdf

Bulletin September Quarter 2022

14 Sep 2022 Bulletin - September 2022 PDF 8931KB
https://www.rba.gov.au/publications/bulletin/2022/sep/pdf/bulletin-2022-09.pdf

Non-Banks in the Payments System: A Central Bank Perspective

11 May 2007 Bulletin PDF 49KB
Reserve Bank of Australia Bulletin May 2007
https://www.rba.gov.au/publications/bulletin/2007/may/pdf/bu-0507-3.pdf

Bulletin September Quarter 2023

15 Feb 2024 Bulletin - September 2023 PDF 8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf