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RBA Glossary definition for margin loans

margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.

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Bulletin June Quarter 2023

29 Sep 2023 Bulletin - June 2023 PDF 7089KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/bulletin-2023-06.pdf

Bulletin September Quarter 2023

29 Sep 2023 Bulletin - September 2023 PDF 7354KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf

Bulletin

28 Sep 2023 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/

September | 2023

21 Sep 2023 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/sep/

Recent Developments in Small Business Finance and Economic Conditions

20 Sep 2023 Bulletin - September 2023 PDF 1066KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/recent-developments-in-small-business-finance-and-economic-conditions.pdf

Declaration of Material Personal Interests

14 Sep 2023 PDF 242KB
Creditor. Self Margin Loan CBA. Spouse Nit. DependentChildren. N/A. D2r/Lr3386 GENERAL.
https://www.rba.gov.au/about-rba/accountability/pdf/2023-m-bullock-declaration-of-material-personal-interests.pdf

Macrofinancial Stress Testing on Australian Banks

13 Sep 2023 RDP PDF 1940KB
In the following paragraphs the estimation approach for business loan losses is outlined. ... loans as it is likely that very similar dynamics will govern the loss rates for both loan categories.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf

Assessment of the Reserve Bank Information and Transfer System - June 2022

12 Sep 2023 PDF 870KB
International (CLS); margin payments to central counterparties (CCPs); and debt and equity settlement obligations arising in securities settlement systems.
https://www.rba.gov.au/payments-and-infrastructure/rits/self-assessments/2022/pdf/2022-assessment-rits.pdf

2021 Assessment of the Reserve Bank Information and Transfer System

11 Sep 2023 PDF 1366KB
Australian dollar pay-ins to, or pay-outs from, CLS Bank International (CLS); margin payments to central.
https://www.rba.gov.au/payments-and-infrastructure/rits/self-assessments/2021/pdf/2021-assessment-rits.pdf

Appendix B: Detailed Assessment of the Reserve Bank Information and Transfer System | 2021 Assessment of the Reserve Bank Information and…

8 Sep 2023
the Bank will call for mark-to-market margin equal to its net exposure. ... In addition, the system facilitates pricing of securities, application of haircuts by default, collateral substitutions, margin maintenance and coupon passes.
https://www.rba.gov.au/payments-and-infrastructure/rits/self-assessments/2021/appendix-b.html