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RBA Glossary definition for interest rate

interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.

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Statement on Monetary Policy

10 Feb 2001 Bulletin – February 2001
In addition, interest rates have increased, which will have reduced funds available for household spending of a discretionary nature. ... In Japan, overnight rates were raised in August 2000 thereby terminating the extraordinary ‘zero interest rate
https://www.rba.gov.au/publications/bulletin/2001/feb/1.html

Data Availability

6 Sep 2023 Chart Pack
Data availability for graphs included in the Bank's monthly ‘Chart Pack’
https://www.rba.gov.au/chart-pack/data-availability.html

Risk Management

12 Apr 2020 RBA Annual Report – 2020
The Reserve Bank is exposed to little interest rate risk on its balance sheet liabilities. ... Interest paid on these deposits reflects domestic short-term interest rates, effectively hedging part of the interest rate exposure of the domestic asset
https://www.rba.gov.au/publications/annual-reports/rba/2020/risk-management.html

The Causes, Challenges and Consequences of the Low Interest Rate Environment

30 Dec 2022 Conferences Conference 2022
Papers and presentations presented at Reserve Bank of Australia 2022 Conference
https://www.rba.gov.au/publications/confs/2022/

Low Interest Rate Environments and Risk

8 Oct 2015 Speech
John Simon
Speech by John Simon at the Paul Woolley Centre for the study of Capital Market Dysfunctionality Conference, Sydney
https://www.rba.gov.au/speeches/2015/sp-so-2015-10-08.html

The Consequences of Low Interest Rates for the Australian Banking Sector

21 Dec 2022 RDP 2022-08
Anthony Brassil
Research Discussion Paper – RDP 2022-08 The Consequences of Low Interest Rates for the Australian Banking Sector. ... banking, interest rates, monetary policy. There is a vast international literature exploring the consequences of low interest rates
https://www.rba.gov.au/publications/rdp/2022/2022-08.html
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Three Decades of Real Interest Rates

3 Oct 1991 Speech
Bernie Fraser
Talk by Bernie Fraser to the 20th Conference of Economists, Hobart
https://www.rba.gov.au/speeches/1991/sp-gov-031091.html

Box A: Low Interest Rates and Asset Price Risk

10 Apr 2018 FSR – April 2018
Financial Stability Review – April 2018 Box A: Low Interest Rates and Asset Price Risk. ... Metrics of many assets' valuation, which are contingent on the low risk-free interest rates, are elevated relative to history.
https://www.rba.gov.au/publications/fsr/2018/apr/box-a.html

The Role of the Exchange Rate in Monetary Policy – the Experience of Other Countries | Conference – 1993

12 Jul 1993 Conferences
Michael Artis
If the exchange rate appreciates, interest rates can fall, consistent with an unchanged inflationary pressure. ... If the exchange rate depreciates, then interest rates must be raised to preserve the same counter-inflationary stance of policy.
https://www.rba.gov.au/publications/confs/1993/artis.html

Cash Rate Target

9 Mar 2023 Statistics
Interest Rate Decisions about the cash rate
https://www.rba.gov.au/statistics/cash-rate/