Search: interest rate
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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The Neutral Interest Rate
15 Sep 2017
Bulletin
– September 2017
Central banks monitor the neutral interest rate for a number of reasons, a key one being that it provides a benchmark for assessing the stance of monetary policy. This article describes the determinants of the neutral interest rate and discusses its
https://www.rba.gov.au/publications/bulletin/2017/sep/2.html
Firms' Investment Decisions and Interest Rates
18 Jun 2015
Bulletin
– June 2015
Firms typically evaluate investment opportunities by calculating expected rates of return and the payback period (the time taken to recoup the capital outlay). Liaison and survey evidence indicate that Australian firms tend to require expected
https://www.rba.gov.au/publications/bulletin/2015/jun/1.html
Statement on Monetary Policy
10 Feb 2001
Bulletin
– February 2001
In addition, interest rates have increased, which will have reduced funds available for household spending of a discretionary nature. ... In Japan, overnight rates were raised in August 2000 thereby terminating the extraordinary ‘zero interest rate
https://www.rba.gov.au/publications/bulletin/2001/feb/1.html
Bulletin August 2001 – Statement on Monetary Policy
10 Aug 2001
Bulletin
band. The Bank of England has cut interest rates by 1 percentage point this year, taking its policy rate down to 5 per cent. ... However, several other emerging market economies have had to raise interest rates, despite slowing output growth, to counter
https://www.rba.gov.au/publications/bulletin/2001/aug/1.html
Semi-Annual Statement on Monetary Policy
10 Nov 1997
Bulletin
– November 1997
As a result, the three reductions in official interest rates during 1996 have been followed by two further declines since the first. ... Markets assessed that the authorities in Hong Kong would resist any change in the exchange rate despite the loss of
https://www.rba.gov.au/publications/bulletin/1997/nov/2.html
Recent Developments in Interest Rates on Bank Lending
10 Apr 1999
Bulletin
– April 1999
This cut largely closed the gap between the interest rate on banks' standard variable-rate loans and mortgage managers' rates. ... This is the only form of personal lending where interest rates have fallen further than the cash rate.
https://www.rba.gov.au/publications/bulletin/1999/apr/1.html
Semi-Annual Statement on Monetary Policy
10 Nov 1998
Bulletin
– November 1998
The move aimed to profit either from a fall in the exchange rate or, more likely, a weakening in the share market as interest rates rose in response to exchange rate ... A similar pattern of short-term interest rates was evident in late August and early
https://www.rba.gov.au/publications/bulletin/1998/nov/1.html
Semi-Annual Statement on Monetary Policy
10 May 1997
Bulletin
– May 1997
Falls in mortgage interest rates detracted 0.5 of a percentage point from the quarterly headline rate and, on a year-ended basis, interest rate reductions that have already occurred will ... Headline inflation forecasts for the current year were revised
https://www.rba.gov.au/publications/bulletin/1997/may/1.html
Low Interest Rates and Bank Profitability – The International Experience So Far
17 Jun 2021
Bulletin
– June 2021
This article discusses the effect that low interest rates may have on bank profits, and reviews the experience of banks in economies that have had very low interest rates for an extended period.
https://www.rba.gov.au/publications/bulletin/2021/jun/low-interest-rates-and-bank-profitability-the-international-experience-so-far.html
Bank Interest Rate Margins
10 May 1992
Bulletin
– May 1992
Download 78. KB. Bank interest rate margins – the difference between what interest rates banks borrow at and what they lend at – have been the subject of much discussion in recent years, ... For borrowers there has been a great diversity of
https://www.rba.gov.au/publications/bulletin/1992/may/1.html