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RBA Glossary definition for ePAL

ePAL – eftpos Payments Australia Ltd

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Introduction | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
In particular, much of the current regulatory framework was put in place prior to the establishment of the new management structure for the EFTPOS system under EFTPOS Payments Australia Limited (EPAL). ... Payment Systems (Regulation) Act 1998. apply
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/intro.html

Abbreviations | 2018 Assessment of the Reserve Bank Information and Transfer System

9 Mar 2023
DE. Direct entry. ePAL. eftpos Payments Australia Limited. EPMO. Enterprise Project Management Office.
https://www.rba.gov.au/payments-and-infrastructure/rits/self-assessments/2018/abbreviations.html

Payments System Board Annual Report 2016 - Abbreviations

12 Oct 2016 PSB Annual Report 2016 PDF 91KB
https://www.rba.gov.au/publications/annual-reports/psb/2016/pdf/abbreviations.pdf

Payments System Board Annual Report 2012 - Regulatory Developments in Retail Payments

14 Sep 2012 PSB Annual Report 2012 PDF 358KB
https://www.rba.gov.au/publications/annual-reports/psb/2012/pdf/reg-dev-ret-pay.pdf

Abbreviations | 2020 Assessment of the Reserve Bank Information and Transfer System

9 Mar 2023
DE. Direct entry. ePAL. eftpos Payments Australia Limited. EPMO. Enterprise Project Management Office.
https://www.rba.gov.au/payments-and-infrastructure/rits/self-assessments/2020/abbreviations.html

The Changing Way We Pay: Trends in Consumer Payments

4 Feb 2015 RDP PDF 1225KB
4 eftpos is the domestic debit network in Australia managed by eftpos Payments Australia Limited (ePAL) and owned by 12 financial institutions and 2 retailers.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf

Payments System Board Annual Report 2013 - Regulatory Developments in Retail Payments

22 Oct 2013 PSB Annual Report 2013 PDF 498KB
https://www.rba.gov.au/publications/annual-reports/psb/2013/pdf/reg-dev-ret-pay.pdf

Issues for the Review | Review of Card Payments Regulation

9 Mar 2023
Sources: ePAL; MasterCard; RBA; Visa. Broadly similar developments have also occurred with respect to the debit interchange rates of MasterCard and Visa. ... ePAL does not have ‘premium’ category cards and therefore does not have any such interchange
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/issues-for-review.html

Designation of the EFTPOS System | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | …

8 Jun 2012 Consultations
the EFTPOS system would be defined to extend beyond the bounds of EPAL. ... In making its decision, the Board recognised the central governing role that EPAL has now undertaken.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/designation-efpos-system.html

Payments System Board Annual Report 2014 - Abbreviations

26 Sep 2014 PSB Annual Report 2014 PDF 142KB
https://www.rba.gov.au/publications/annual-reports/psb/2014/pdf/abbreviations.pdf