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RBA Glossary definition for ePAL

ePAL – eftpos Payments Australia Ltd

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Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
ePAL is owned and funded by 14 member institutions, including two large merchants. ... A particularly notable strategic decision made by ePAL has been the introduction of a common multilateral interchange fee schedule for the eftpos system.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html

Access Framework | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
In general it could be expected to be in EPAL's interests to encourage participation in the system. ... system. With the establishment of EPAL's multilateral interchange fee schedule, fees for most transactions flow in the reverse direction – from the
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/access-framework.html

RBA Payments System Board 2018 Annual Report - Abbreviations

20 Sep 2018 Annual Report PDF 624KB
RBA Payments System Board 2018 Annual Report
https://www.rba.gov.au/publications/annual-reports/psb/2018/pdf/abbreviations.pdf

Regulatory Developments in Retail Payments

10 Sep 2012 PSB Annual Report – 2012
definition to capture those parts of the eftpos system that lie outside the scope of ePAL's membership and Scheme Rules. ... adopt a narrow definition of the eftpos system based on ePAL's Scheme Rules.
https://www.rba.gov.au/publications/annual-reports/psb/2012/reg-dev-ret-pay.html

Abbreviations

12 Sep 2014 PSB Annual Report – 2014
EMV. Europay, MasterCard & Visa chip card standard. ePAL. eftpos Payments Australia Ltd.
https://www.rba.gov.au/publications/annual-reports/psb/2014/abbreviations.html

Background | A Revised Interchange Standard for the EFTPOS System – November 2009

9 Mar 2023
While EFTPOS Payments Australia Limited (EPAL) is not yet fully operational, its formation provides the potential for more active promotion of the system and for decisions to be made about interchange ... But without some flexibility in setting its
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/rev-inter-stand-eftpos/background.html

Abbreviations

14 Sep 2017 PSB Annual Report – 2017
ePAL. eftpos Payments Australia Ltd. ETF. Exchange traded fund. EU. European Union.
https://www.rba.gov.au/publications/annual-reports/psb/2017/abbreviations.html

The Bank's Card System Reforms | Review of Card Payments Regulation

9 Mar 2023
While the Board welcomed the establishment of eftpos Payments Australia Limited (ePAL) to operate the eftpos system as a scheme and the industry's commitment to develop an online payment system ... once it was satisfied that ePAL, the company managing
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/banks-card-system.html

Payments System Board Consultation on Replacing the eftpos Designation | Consultations

9 Mar 2012 Consultations
Payments System Board Consultation on Replacing the eftpos Designation
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation.html

Payments System Board Annual Report 2017 - Abbreviations

12 Sep 2017 PSB Annual Report 2017 PDF 782KB
https://www.rba.gov.au/publications/annual-reports/psb/2017/pdf/abbreviations.pdf