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RBA Glossary definition for ePAL

ePAL – eftpos Payments Australia Ltd

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The Current Agenda in Retail Payments Regulation

20 Mar 2012 Speech
Malcolm Edey
Address by Malcolm Edey to the Cards & Payments Australasia 2012 Conference, Sydney
https://www.rba.gov.au/speeches/2012/sp-ag-200312.html

Payments System Board Annual Report 2010 - Competition and Co-operation in Retail Payments

25 Oct 2010 PSB Annual Report 2010 PDF 225KB
https://www.rba.gov.au/publications/annual-reports/psb/2010/pdf/comp-coop.pdf

2018 Assessment of the Reserve Bank Information and Transfer System – Material Developments

9 Mar 2023
Under normal operations, ePAL submits one batch per RITS business day for settlement in the morning settlement session. ... ATM transactions processed by ePAL are currently not included in the eftpos Batch and are settled under the existing LVSS
https://www.rba.gov.au/payments-and-infrastructure/rits/self-assessments/2018/material-developments.html

PSB Board Annual Report 2019 - Abbreviations

14 Oct 2019 Annual Report PDF 248KB
PSB Board Annual Report 2019
https://www.rba.gov.au/publications/annual-reports/psb/2019/pdf/abbreviations.pdf

Submissions on a Variation to the Surcharging Standards: Consultation on Designation

9 Mar 2023
Submissions on Review of the Regulatory Framework for the eftpos System: Consultation on Designation
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/sub-rev-reg-frame-eftpos-sys/

Abbreviations

20 Sep 2018 PSB Annual Report – 2018
EMEAP. Executives' Meeting of East Asia-Pacific Central Banks. ePAL. eftpos Payments Australia Limited.
https://www.rba.gov.au/publications/annual-reports/psb/2018/abbreviations.html

Competition and Co-operation in Retail Payments

25 Oct 2010 PSB Annual Report – 2010
The Board has acknowledged that EPAL may wish to realign interchange fees in the interests of promoting the system. ... The establishment of EPAL has meant that some broader changes in governance structures for consumer payments are required.
https://www.rba.gov.au/publications/annual-reports/psb/2010/competition-payments.html

Abbreviations

17 Oct 2019 PSB Annual Report – 2019
ePAL. eftpos Payments Australia Limited. ESA. Exchange settlement account. EU. European Union.
https://www.rba.gov.au/publications/annual-reports/psb/2019/abbreviations.html

Details of the Survey

31 Dec 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
eftpos is the domestic debit network in Australia managed by eftpos Payments Australia Limited (ePAL) and owned by 12 financial institutions and 2 retailers.
https://www.rba.gov.au/publications/rdp/2014/2014-05/det-survey.html

Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
The multilateral interchange fee schedule introduced by EPAL reverses the direction of interchange fees from previous bilateral arrangements on most purchase transactions. ... In addition, EPAL members may bilaterally agree to an interchange fee that is
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html