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RBA Glossary definition for ePAL

ePAL – eftpos Payments Australia Ltd

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Changes to Statistical Tables

14 Mar 2024 Statistics
Changes to Statistical Tables. Changes to Statistical Tables RSS feed. 2024. 29 February 2024. Monetary Policy Operations – Current – A3. From 8 February 2024, Table A3 will provide additional data on floating rate repos in open market operations
https://www.rba.gov.au/statistics/tables/changes-to-tables.html

Glossary

22 Jan 2024
A glossary of terms used on the RBA website
https://www.rba.gov.au/glossary/

Payments System

4 Jan 2024
Overview of the Australian Payments System
https://www.rba.gov.au/payments-and-infrastructure/payments-system.html

About RITS

20 Mar 2023
A general overview and information papers concerning RITS and its structure
https://www.rba.gov.au/payments-and-infrastructure/rits/about.html

The Options | A Revised Interchange Standard for the EFTPOS System – November 2009

9 Mar 2023
This will be a decision for EPAL, based on its judgements about the best commercial strategy. ... Indeed, it would be possible for EPAL to decide to set a multilateral interchange fee for purchases at the current level.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/rev-inter-stand-eftpos/options.html

2018 Assessment of the Reserve Bank Information and Transfer System – Material Developments

9 Mar 2023
Under normal operations, ePAL submits one batch per RITS business day for settlement in the morning settlement session. ... ATM transactions processed by ePAL are currently not included in the eftpos Batch and are settled under the existing LVSS
https://www.rba.gov.au/payments-and-infrastructure/rits/self-assessments/2018/material-developments.html

Submissions on a Variation to the Surcharging Standards: Consultation on Designation

9 Mar 2023
Submissions on Review of the Regulatory Framework for the eftpos System: Consultation on Designation
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/sub-rev-reg-frame-eftpos-sys/

Background | A Revised Interchange Standard for the EFTPOS System – November 2009

9 Mar 2023
While EFTPOS Payments Australia Limited (EPAL) is not yet fully operational, its formation provides the potential for more active promotion of the system and for decisions to be made about interchange ... But without some flexibility in setting its
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/rev-inter-stand-eftpos/background.html

The Bank's Card System Reforms | Review of Card Payments Regulation

9 Mar 2023
While the Board welcomed the establishment of eftpos Payments Australia Limited (ePAL) to operate the eftpos system as a scheme and the industry's commitment to develop an online payment system ... once it was satisfied that ePAL, the company managing
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/banks-card-system.html

Issues for the Review | Review of Card Payments Regulation

9 Mar 2023
Sources: ePAL; MasterCard; RBA; Visa. Broadly similar developments have also occurred with respect to the debit interchange rates of MasterCard and Visa. ... ePAL does not have ‘premium’ category cards and therefore does not have any such interchange
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/issues-for-review.html