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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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Domestic Regulatory Developments

8 Oct 2021 FSR – October 2021
The Bank issued a consultation paper presenting preliminary conclusions in May 2021, which covered: issuance of dual-network debit cards and promotion of ‘least-cost routing’ of debit card transactions; debit ... card interchange fees; transparency
https://www.rba.gov.au/publications/fsr/2021/oct/regulatory-developments.html

Domestic Regulatory Developments

21 Nov 2022 FSR - October 2021 PDF 120KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/04-regulatory-developments.pdf

Financial Stability Review

18 Nov 2022 FSR - October 2021 PDF 3266KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/financial-stability-review-2021-10.pdf

Box A: Credit Card Indicators

10 Sep 2004 FSR – September 2004
Financial Stability Review – September 2004 Box A: Credit Card Indicators. Outstanding debt on credit cards accounts for about 3 per cent of the total debt owed by the household sector. ... In part, this reflected strong growth in the number of cards
https://www.rba.gov.au/publications/fsr/2004/sep/box-a.html

Boxes

22 Mar 2024 FSR
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/boxes.html

Box A: Credit Card Indicators

22 Sep 2004 FSR PDF 118KB
Box A: Credit Card Indicators. Outstanding debt on credit cards accounts for about 3 per cent of the total debt owed by the household sector. ... In part, this refl ected strong growth in the number of cards on issue, although the average amount drawn
https://www.rba.gov.au/publications/fsr/2004/sep/pdf/box-a.pdf

Developments in the Financial System Architecture

20 Oct 2016 FSR – October 2016
In addition, the Reserve Bank released the conclusions of its Review of Card Payments Regulation, with reforms announced that relate to surcharging, interchange fees and competition. ... In May, the Bank published the conclusions to its Review of Card
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html

Household and Business Finances

8 Apr 2022 FSR – April 2022
However, the value of BNPL transactions remains relatively small compared to other forms of personal finance, with the value of domestic personal credit and charge card purchases on Australian-issued cards ... other adjustments to their finances such as
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html

Resilience of Australian Households and Businesses

6 Oct 2023 FSR – October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html

Box B: Recent Trends in Personal Credit

10 Apr 2018 FSR – April 2018
Most cardholders are increasingly using credit cards for transactional purposes rather than for borrowing. ... cards as a means of financing purchases that are paid off over time.
https://www.rba.gov.au/publications/fsr/2018/apr/box-b.html