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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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The Shift to Electronic Payments – Some Policy Issues

28 Mar 2023 Speech
Ellis Connolly
Speech delivered by Ellis Connolly, Head of Payments Policy, AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-03-28.html

Card Payments

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
More recently, in response to the pandemic, banks sent debit cards to Australian account holders who did not have a linked debit card (e.g. ... Debit cards. 4.3. 7.3. Reward cardholder status. Owns a rewards card.
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html
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The Australian Debit Card Market: Default Settings and Tokenisation – June 2023 | Consultations

16 Jun 2023 Consultations
The Bank has released an Issues Paper outlining some options for further enhancing the competitiveness, efficiency and safety of Australia’s debit card market.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/

Payments System Issues: Multi-Network Debit Cards

17 Aug 2012 Media Releases
At its meeting today, the Payments System Board considered the public policy issues relating to multi-network debit cards. These are cards issued by banks and other financial institutions for ATM usage and with debit functionality from more than one
https://www.rba.gov.au/media-releases/2012/mr-12-20.html

Reform of Debit Card Systems in Australia

7 Jul 2006 Media Releases
The Reserve Bank introduces reforms for scheme debit systems
https://www.rba.gov.au/media-releases/2006/mr-06-04.html

Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
The decline in the popularity of credit cards compared to debit cards is consistent with changes in consumers' perceptions of the benefits of holding a credit card. ... All card payments. 3.9. Credit cards. 5.0. Debit cards. 3.4. Reward cardholder status.
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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Debit Cards

20 Sep 2005 PSB Annual Report – 2005
Payments System Board Annual Report – 2005 Debit Cards. During the year, the Bank released three draft standards applying to the debit card systems operating in Australia, and imposed an access regime ... In particular, merchants are not permitted to
https://www.rba.gov.au/publications/annual-reports/psb/2005/debit-cards.html

Reform of Debit Card Schemes in Australia

28 Nov 2005 Media Releases
Media release welcoming the Federal Court's decision concerning the RBA's designation of the EFTPOS system
https://www.rba.gov.au/media-releases/2005/mr-05-14.html

Payments System Reforms

27 Apr 2006 Media Releases
The Reserve Bank released a package of reforms to the EFTPOS and scheme debits systems. It also revoked the designation of the Bankcard system, which is in the process of winding up, and determined that the Payment Systems (Regulation) Act 1998 does
https://www.rba.gov.au/media-releases/2006/mr-06-02.html

Submissions on Debit Card Interchange Fees

9 Mar 2023
Listing of submissions received from interested parties on the setting of standards for interchange fees for the EFTPOS and Visa Debit payment systems
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-debit-fees/