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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Media Releases
The Reserve Bank of Australia has released a Conclusions Paper setting out the conclusions of its recent public consultation on options for further enhancing the competitiveness, efficiency and safety of Australia’s debit card market.
https://www.rba.gov.au/media-releases/2023/mr-23-24.html

The Australian Debit Card Market: Default Settings and Tokenisation – Issues Paper

16 Jun 2023 Media Releases
The Bank has released an Issues Paper outlining some options for further enhancing the competitiveness, efficiency and safety of Australia’s debit card market.
https://www.rba.gov.au/media-releases/2023/mr-23-14.html

Promoting Competition in the Debit Card Market

21 Jun 2023 Media Releases
Mastercard and Visa have each given undertakings to the Reserve Bank that they will not engage in ‘tying conduct’ involving their debit and credit card products.
https://www.rba.gov.au/media-releases/2023/mr-23-15.html

Reform of Debit Card Systems in Australia: A Consultation Document December 2005

9 Mar 2023
Listing of chapters contained in the Reserve Bank's Reform of Debit Card Systems in Australia: A Consultation Document December 2005
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consult-doc-dec05/

Designation of Visa Debit Card Scheme in Australia

23 Feb 2004 Media Releases
Announcement that the RBA has designated the debit and credit card scheme operated in Australia by Visa International as a payment system under the Payment Systems (Regulation Act 1998)
https://www.rba.gov.au/media-releases/2004/mr-04-01.html

Reform of Debit Card Systems in Australia

20 Dec 2005 Media Releases
The Reserve Bank has gazetted a draft Access Regime for the EFTPOS system and released a Consultation Document. The proposals, together with APCA's EFTPOS Code, are designed to significantly improve access arrangements to Australia's EFTPOS system.
https://www.rba.gov.au/media-releases/2005/mr-05-16.html

Payments System

4 Jan 2024
Overview of the Australian Payments System
https://www.rba.gov.au/payments-and-infrastructure/payments-system.html

Least-cost Routing of Debit Card Transactions

17 Aug 2023
Links to Least-cost Routing of Debit Card Transactions
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/least-cost-routing/

Statistical Tables

22 Mar 2024 Statistics
Statistical Tables. This page lists statistical tables for a range of economic and financial data produced by the Reserve Bank of Australia and other organisations. These tables are subject to revisions and may be withdrawn or discontinued at any
https://www.rba.gov.au/statistics/tables/

Dual-network Debit Cards

21 Aug 2013 Media Releases
At its meeting on 16 August, the Payments System Board welcomed the outcome of discussions that Bank staff have had involving the three debit card networks (eftpos, MasterCard and Visa) over dual-network debit cards
https://www.rba.gov.au/media-releases/2013/mr-13-16.html