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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Reform of Credit Card Schemes in Australia: I A Consultation Document

9 Mar 2023
Listing of chapters contained in the Reserve Bank's Reform of Credit Card Schemes in Australia: I A Consultation Document
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ia-consult-doc/

The Personal Credit Card Market in Australia: Pricing over the Past Decade

10 Mar 2012 Bulletin – March 2012
Iris Chan, Sophia Chong and Stephen Mitchell
Another development related to changes in the schemes' interchange fee schedules has been the introduction of a new credit card product: super-premium cards. ... Over time, credit card products with companion cards attached have increasingly replaced
https://www.rba.gov.au/publications/bulletin/2012/mar/7.html

Credit Cards

11 Jun 2019
Credit Cards.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/

Reform of Credit Card Schemes in Australia: II Commissioned Report

9 Mar 2023
Listing of chapters contained in the Reserve Bank's Reform of Credit Card Schemes in Australia: II Commissioned Report
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ii-commissioned-report/

Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

9 Oct 2018 RDP 2018-11
Mary-Alice Doyle
Research Discussion Paper – RDP 2018-11 Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases. ... debt, households, interest rates, money, payments. The credit card market offers consumers a wide range of options when choosing a card.
https://www.rba.gov.au/publications/rdp/2018/2018-11.html
See 19 more results from "RDP 2018-11"

Proposed Changes to the Credit Card Interchange Standard: A Consultation Document

9 Mar 2023
Proposed Changes to the Credit Card Interchange Standard: A Consultation Document - July 2005
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/consult-doc-jul05/

Reform of Credit Card Schemes in Australia

27 Aug 2002 Media Releases
Announcement of the final decisions on the Reform of Credit Card Schemes in Australia
https://www.rba.gov.au/media-releases/2002/mr-02-15.html

Regulatory Framework | Credit Cards

9 Mar 2023
remove restrictions that require merchants to accept the debit cards of a scheme if they accept that scheme's credit cards and. ... From 1 January 2022, the designated credit card systems – Mastercard and Visa – will be required to publish
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/regulatory-framework.html

Reform of Credit Card Schemes in Australia – Access Regime

23 Feb 2004 Media Releases
Announcement that the RBA has imposed an Access Regime on each of the three designated credit card schemes in Australia. The Access Regime completes implementation of the Reserve Bank's package of reforms to promote efficiency and competition in the
https://www.rba.gov.au/media-releases/2004/mr-04-02.html

Payments System

9 Mar 2023
Overview of the Australian Payments System
https://www.rba.gov.au/payments-and-infrastructure/payments-system.html