Search: charge card
RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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A Guide to the Card Payments System Reforms
10 Sep 2010
Bulletin
– September 2010
MasterCard and Visa, and potentially issue credit cards to cardholders or provide card acceptance services to merchants. ... a credit card than cardholders that pay interest on their credit card; the latter group tends to use debit cards more frequently.
https://www.rba.gov.au/publications/bulletin/2010/sep/7.html
Discontinued Data
9 Mar 2023
Statistics
This page provides links to data no longer updated by the Reserve Bank of Australia
https://www.rba.gov.au/statistics/discontinued-data.html
Reform of Credit Card Schemes in Australia
18 Mar 2002
Media Releases
Submissions from credit card schemes, banks and other deposit-taking institutions on the proposed reforms to credit card schemes in Australia
https://www.rba.gov.au/media-releases/2002/mr-02-07.html
Access Regime and Standards | Reform of the EFTPOS and Visa Debit Systems in Australia: Final Reforms and Regulation Impact Statement
9 Mar 2023
Neither the rules of the Scheme, nor any participant in the Visa Debit system, or the Visa credit card system, may require a merchant to accept Visa Debit cards as a ... Likewise, neither the rules of the Scheme, nor any participant in the Visa Debit
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/impact-stmt-apr06/access-regime.html
Proposed Changes to the Credit Card Interchange Standard: A Consultation Document
9 Mar 2023
Proposed Changes to the Credit Card Interchange Standard: A Consultation Document - July 2005
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/consult-doc-jul05/
Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions
19 May 2023
Submissions
According to data published by APCA, total losses from fraudulent debit, credit and charge card transactions on cards issued and/or acquired in Australia amounted to $465 million in 2014/15, ... Graph 1. In contrast to CNP fraud, according to APCA data,
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html
Network Effects, Interchange Fees, and No-Surcharge Rules in The Australian Credit And Charge Card Industry
2 Dec 2001
PDF
372KB
38. 1. Suppressed Consumption by Non-Card-Users.38. 2. Economically Excessive Use of Credit and Charge Cards.39 3. ... As shown in the diagram, consumers obtain credit and charge cards from card issuers.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ii-commissioned-report/pdf/ii-commissioned-report.pdf
Willingness to Pay for the Use of Credit Card Features
11 Sep 2015
RDP
2015-03
Two additional card characteristics (whether the card is a premium card or charge card such as American Express or Diners Club) are also included as controls. ... 24.8. 55.7. 8.7. Charge card. 94.3. 31.6. 1.3. 0.2. Age (base = 30–39 years).
https://www.rba.gov.au/publications/rdp/2015/2015-03/willingness-pay-use-credit-card-features.html
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The Shift to Electronic Payments – Some Policy Issues
28 Mar 2023
Speech
Speech delivered by Ellis Connolly, Head of Payments Policy, AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-03-28.html
Competition and Efficiency
11 Nov 2004
PSB Annual Report
– 2004
Most merchants that do charge for credit cards impose a uniform charge across credit and charge cards although some merchants are imposing higher charges for the more expensive American Express and ... The credit and charge card schemes operated by
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html