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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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Credit and Charge Cards

20 Sep 2005 PSB Annual Report – 2005
cards. Imposing a charge allows them to accept credit cards, with the customer then free to choose whether the value they receive from using the card exceeds the cost of doing ... In part, this reflects the long history during which they were prevented
https://www.rba.gov.au/publications/annual-reports/psb/2005/credit.html

Reform of Card Payment Systems

26 Sep 2006 PSB Annual Report – 2006
and requiring the removal of restrictions on merchants imposed by the credit and charge card schemes. ... As a result of the reforms, merchant service fees for credit and charge cards have fallen substantially.
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html

Card Payment Systems

13 Sep 2007 PSB Annual Report – 2007
Most merchants that surcharge apply the same percentage rate for all credit and charge cards. ... Merchant service fees in the credit and charge card schemes have continued to fall over the past year.
https://www.rba.gov.au/publications/annual-reports/psb/2007/card-payments.html

Competition and Efficiency

11 Nov 2004 PSB Annual Report – 2004
Most merchants that do charge for credit cards impose a uniform charge across credit and charge cards although some merchants are imposing higher charges for the more expensive American Express and ... The credit and charge card schemes operated by
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html

The Evolving Retail Payments Landscape

27 Sep 2023 PSB Annual Report – September 2023
The Evolving Retail Payments Landscape | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/the-evolving-retail-payments-landscape.html

List of tables

12 Sep 2014 PSB Annual Report – 2014
All cards. 307. 355. eftpos and ATM transactions. 16. 18. Scheme debit, credit and charge cards. ... 15. 22. 24. 21. 27. 22. Credit and charge cards. 11.
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html

List of tables

26 Sep 2006 PSB Annual Report – 2006
Deposit account. 97. Debit card. 91. Credit or charge card. 55. ... 9. 5.6. 54. Credit and charge card cash advances. 12. 7.6.
https://www.rba.gov.au/publications/annual-reports/psb/2006/tables.html

List of tables

8 Sep 2011 PSB Annual Report – 2011
b) Includes charge cards. (c) Includes e-money and ‘other’ transactions. (d) Includes BPAY. ... 33.3. 35.6. Scheme credit, scheme debit and charge card. 57.5. 62.8.
https://www.rba.gov.au/publications/annual-reports/psb/2011/tables.html

List of tables

24 Oct 2016 PSB Annual Report – 2016
142. (a) Includes charge cards. (b) Excludes e-money. (c) Cheques have been abolished since 2001. ... All cards. 444. 520. eftpos and ATM transactions. 23. 23. Scheme debit, credit and charge cards.
https://www.rba.gov.au/publications/annual-reports/psb/2016/tables.html

Payments System Board Annual Report 2023

11 Oct 2023 PSB Annual Report - 2023 PDF 2459KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/psb-annual-report-2023.pdf