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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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Credit and Charge Cards

20 Sep 2005 PSB Annual Report – 2005
cards. Imposing a charge allows them to accept credit cards, with the customer then free to choose whether the value they receive from using the card exceeds the cost of doing ... In part, this reflects the long history during which they were prevented

Changes to Statistical Tables

24 May 2023 Statistics
This coverage change increases the number and value of total transactions acquired in Australia and affects average merchant fees for debit, credit and charge cards. ... 12 August 2019. The value of credit and charge card repayments has been revised

Merchant Service Fees and Market Shares for Credit and Charge Cards

10 Aug 2005 Bulletin – August 2005
The Bank has been collecting data on the value and number of credit card transactions in Australia since 1984 and broadened the collection to include charge cards in 2002. ... The data show that around 83 per cent of the value of purchases on credit and

Introduction | Reform of Credit Card Schemes in Australia: II Commissioned Report

9 Mar 2023
Moreover, if credit and charge cards would be used in the presence of surcharging (i.e., in absence of no-surcharge rules), non-card users would enjoy the claimed benefits of ... If credit and charge cards create strong transactional benefits for

Statistical Tables

24 May 2023 Statistics
Statistical Tables. This page lists statistical tables for a range of economic and financial data produced by the Reserve Bank of Australia and other organisations. No entries found. Reserve Bank of Australia. Assets and Liabilities. Authorised

Payment System Reform

20 Jul 2005 Media Releases
The Reserve Bank has released for public comment a draft revised standard for the setting of credit card interchange fees, which would mean the establishment of a common benchmark rather than scheme-specific benchmarks for the Bankcard, MasterCard

Merchant Service Fees and Market Shares for Credit and Charge Cards

17 Aug 2005 Bulletin PDF 104KB
Reserve Bank of Australia Bulletin August 2005


2 May 2023
A glossary of terms used on the RBA website

Access Regime and Standards | Reform of the EFTPOS and Visa Debit Systems in Australia: Final Reforms and Regulation Impact Statement

9 Mar 2023
Neither the rules of the Scheme, nor any participant in the Visa Debit system, or the Visa credit card system, may require a merchant to accept Visa Debit cards as a ... Likewise, neither the rules of the Scheme, nor any participant in the Visa Debit

Payments Statistics

9 Mar 2023
Payments Data; Retail Payments Statistics Collection