Search: card issuer

Sort by: Relevance Date
110 of 128 search results for card issuer
Did you mean cardissuers?

RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

Search Results

Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

13 Jun 2023 Submissions
costs incurred by card issuers will decrease by around $135 million per year. ... EFTPOS. Credit Card. Issuer. 0.17-0.40. 0.15. 1.47#. Acquirer. 0.35-0.60. 0.26. 0.43.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

9 Mar 2023 Submissions
to increase incentives for card issuers to promote particular products within their suite of offerings. ... premium/platinum, super premium, ‘elite’/‘high net worth’). This enables issuers to pay more generous incentives to holders of these cards;
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

25 May 2023 Submissions
For digital wallet services, this network includes card issuers, cardholders that use digital wallets and merchants that accept digital wallet payments. ... Card issuers enter into commercial agreements with digital wallet providers that enable them to
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions

21 Mar 2003 Submissions
In other countries, the flow is almost always to the card issuer or there are no interchange fees at all. ... The Reserve Bank can see no reason why debit card issuers, in a competitive market environment, should not do so.
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market

9 Mar 2023 Submissions
Credit card issuers earn revenue on their credit card portfolios from three major sources:. ... Interchange revenues from transactions on MasterCard and Visa credit cards (and issuer fees from American Express ‘companion’ card transactions): based on
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates

14 Aug 2015 Submissions PDF 905KB
significant incentive to use credit cards over other payment methods. The rewards programs offered by credit card issuers are due in large part to the existence of. ... This. enables issuers to pay more generous incentives to holders of these cards; card
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf

The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2007 | Payments System | Submissions

24 May 2023 Submissions
In particular, the Reserve Bank believes there is merit in considering changes to the drafting of the EFT Code that would clarify the obligations of ATM owners and card-issuing institutions ... One of those concerns was that the EFT Code currently
https://www.rba.gov.au/publications/submissions/payments-system/asic-review-of-eft-code-of-conduct/index.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit

9 Mar 2023 Submissions
However, the overall loss rate for credit card issuers is probably higher than suggested by the NPL rate. ... The Bank publishes data on average advertised credit card interest rates for ‘standard’ and ‘low-rate’ cards.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html

Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions

19 May 2023 Submissions
Cardholders also face disruption if their account/card needs to be frozen by their card issuer. ... Card issuers, on the other hand, bear much of the risk of point of sale fraud and are likely to favour PIN authorisation.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html

Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003

7 May 2008 Submissions PDF 26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf