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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Abstract for The Personal Credit Card Market in Australia: Pricing over the Past Decade

10 Mar 2012 Bulletin – March 2012
Iris Chan, Sophia Chong and Stephen Mitchell
Bulletin – March 2012 The Personal Credit Card Market in Australia: Pricing over the Past Decade Abstract. ... New strategies adopted by issuers include: the introduction of ‘companion’ American Express cards; a substantial increase in the number
https://www.rba.gov.au/publications/bulletin/2012/mar/bu-0312-7a.html

Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

2 Oct 2018 RDP PDF 1746KB
US market. In an experiment, a credit card issuer sent card solicitations with varying introductory. ... card issuers’ websites in late 2016. These data are collected by the RBA for internal analysis,.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-11.pdf

A Guide to the Card Payments System Reforms

15 Mar 2011 Bulletin PDF 274KB
Reserve Bank of Australia Bulletin September 2010
https://www.rba.gov.au/publications/bulletin/2010/sep/pdf/bu-0910-7.pdf

Payments System Board Annual Report 2003 - Glossary of Terms and Abbreviations

22 Sep 2005 PSB Annual Report 2003 PDF 26KB
https://www.rba.gov.au/publications/annual-reports/psb/2003/pdf/glossary.pdf

Payments System Board Annual Report 2004 -Glossary

22 Sep 2005 PSB Annual Report 2004 PDF 40KB
https://www.rba.gov.au/publications/annual-reports/psb/2004/pdf/glossary.pdf

Payment System Reform

20 Jul 2005 Media Releases
The Reserve Bank has released for public comment a draft revised standard for the setting of credit card interchange fees, which would mean the establishment of a common benchmark rather than scheme-specific benchmarks for the Bankcard, MasterCard
https://www.rba.gov.au/media-releases/2005/mr-05-08.html

The Evolution of Payment Costs in Australia

11 Apr 2019 RDP PDF 1298KB
Recent innovations have included:. • The transition from using the magnetic stripe on cards to using chips for the storage of card details and transmission of these details to the terminal. • ... Countries with high cash use relative to debit card
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf

Competition and Efficiency

24 Mar 2003 PSB Annual Report – 2002
Depending on the selection made by the cardholder, issuers of this card can earn the same interchange fee rate as that for credit cards for what are essentially debit card transactions. ... Card issuers would also be free to charge their customers
https://www.rba.gov.au/publications/annual-reports/psb/2002/competition.html

Card Payments Regulation: From Wallis to Murray

21 May 2015 Speech
Malcolm Edey
Speech delivered by Malcolm Edey, Assistant Governor (Financial System), at the Cards & Payments Conference, Melbourne
https://www.rba.gov.au/speeches/2015/sp-ag-2015-05-21.html

Consultation on Payment Card Access Regimes

28 May 2013 Media Releases
Consultation on Payment Card Access Regimes
https://www.rba.gov.au/media-releases/2013/mr-13-11.html