Search: card issuer

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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Appendix F: End of Survey Questionnaire

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
Customer service or quality of the card issuer's website/apps. Less costly to use overseas. ... Linked to my mortgage/other bank accounts. Customer service or quality of the card issuer's website/apps.
https://www.rba.gov.au/publications/rdp/2018/2018-11/appendix-f.html
See 19 more results from "RDP 2018-11"

Payment Cards

8 Aug 2017 RDP 2017-04
Mary-Alice Doyle, Chay Fisher, Ed Tellez and Anirudh Yadav
the cards that they held, rather than selecting the type of card (i.e. ... amenable to using this method of payment if, for example, they had access to the appropriate technology and card issuer.
https://www.rba.gov.au/publications/rdp/2017/2017-04/payment-cards.html
See 11 more results from "RDP 2017-04"

Private Net Costs

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
For merchants, the private costs of credit cards are lower for card-present transactions than for card-not-present transactions. ... Acquirers receive a net transfer as only part of the fees received from merchants is paid to card issuers through the
https://www.rba.gov.au/publications/rdp/2014/2014-14/private-net-costs.html
See 12 more results from "RDP 2014-14"

Credit and Charge Cards

20 Sep 2005 PSB Annual Report – 2005
In addition, most card issuers have increased the average annual fee for having a credit card with a reward scheme, and many have placed a cap on the reward points that ... case. For many years, these consumers have helped subsidise the generous reward
https://www.rba.gov.au/publications/annual-reports/psb/2005/credit.html

Least-cost Routing of Debit Card Transactions

17 Aug 2023
Links to Least-cost Routing of Debit Card Transactions
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/least-cost-routing/

Expectations for Tokenisation of Payment Cards and Storage of PANs

19 Dec 2023
These minimum requirements should be at least compliance with the Payment Card Industry Data Security Standard (PCI-DSS). ... This applies regardless of where a status change or lifecycle event originates – be that merchant, scheme, issuer or cardholder
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/expectations-on-tokenisation/index.html

Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
product offering across card issuers. ... All card payments. 3.9. Credit cards. 5.0. Debit cards. 3.4. Reward cardholder status.
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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Card Payments and the Retail Sector

28 Sep 2016 Speech
Malcolm Edey
Address delivered by Malcolm Edey, Assistant Governor (Financial System), to the AFR Retail Summit, Melbourne
https://www.rba.gov.au/speeches/2016/sp-ag-2016-09-28.html

Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

13 Jun 2023 Submissions
costs incurred by card issuers will decrease by around $135 million per year. ... EFTPOS. Credit Card. Issuer. 0.17-0.40. 0.15. 1.47#. Acquirer. 0.35-0.60. 0.26. 0.43.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Review of Card Payments Regulation: Conclusions

26 May 2016 Media Releases
The Reserve Bank has released the Conclusions to its Review of Card Payments Regulation and Final Standards relating to Surcharging and to Interchange Fees in designated card schemes.
https://www.rba.gov.au/media-releases/2016/mr-16-15.html