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RBA Glossary definition for business cycle

business cycle – The period between peaks or troughs of macroeconomic activity.

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Summary

11 Feb 2020 DOCX 175KB
Important factors include the fees associated with the business’s merchant facility and the size of transactions. ... Merchants will need to continue to monitor market developments to achieve the best outcome for their business.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/anz.DOCX

29th January 2020 Head of Payments Policy Department Reserve ...

11 Feb 2020 DOCX 103KB
The majority of these stores operate as family run businesses, often under licence or franchise agreement, or independent ownership. ... The AACS represents the interests of these small businesses; their owners, staff, suppliers and customers.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/australasian-association-of-convenience-stores.DOCX

Submission for the Review of Retail Payments Regulation

11 Feb 2020 DOCX 33KB
If option 1 is implemented then the Reserve Bank should publish benchmarks for the cost of accepting cash for different kinds of business, e.g. ... small vs medium vs large business, to make it easier for merchants to work out how much they could
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/liron-lightwood.DOCX

Review of Retail Payments Regulation Saurav Dutta, Lien Duong, ...

11 Feb 2020 DOCX 23KB
If such consumers realize that there is an actual cost to BNPL transactions, the business model of BNPL operators is undermined. ... Once attracted, the BNPL business models profit from the misfortune and hardship of these individuals which causes the
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/curtin-university.DOCX

29 January 2020 Head of Payments Policy Department Reserve ...

11 Feb 2020 DOCX 92KB
The survey is distributed to café, restaurant and catering business owners and senior managers across Australia. ... The 2019 survey asked businesses for detailed responses relating to payment methods and payment platforms.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/restaurant-and-catering-industry-association.DOCX

REVIEW OF RETAIL PAYMENTS REGULATION: ISSUES PAPER

12 Feb 2020 DOCX 55KB
We see Australia as a key growth market for our business, and the first key market outside of Europe.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/truelayer.DOCX

19 February 2020 Tony Richards Head of Payments Policy ...

19 Feb 2020 DOCX 95KB
We enable their market connectivity so they can focus on providing innovative products, business models, and drive improved customer outcomes. ... As consumers and businesses increasingly rely on electronic payments, there is a need to ensure that the
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/cuscal.DOCX