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RBA Glossary definition for SVR

SVR – Standard Variable Rate

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Mortgage Insights From Securitisation Data

21 Nov 2017 Speech PDF 172KB
On the graph are marked. three other interest rate measures. The line on the right is the relevant standard variable rate (SVR).Very few borrowers actually pay the SVR (or a ... While changes to SVRs, or reference rates,are directly transmitted to all
https://www.rba.gov.au/speeches/2017/pdf/sp-so-dm-2017-11-20.pdf

5 November 2019 | Minutes of the Monetary Policy Meeting of the Board

19 Nov 2019 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 5 November 2019
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2019/2019-11-05.html

Domestic Financial Conditions

8 May 2020 SMP – May 2020
Standard variable rates (SVRs) have declined by around 90 basis points since May 2019. ... Only a few lenders decreased SVRs following the second 25 basis point cash rate reduction in mid March.
https://www.rba.gov.au/publications/smp/2020/may/domestic-financial-conditions.html

Bulletin March Quarter 2019

20 Apr 2023 Bulletin - March 2019 PDF 4430KB
https://www.rba.gov.au/publications/bulletin/2019/mar/pdf/bulletin-2019-03.pdf

Domestic Financial Conditions

5 Nov 2020 SMP – November 2020
While SVRs declined by an average of 29 basis points between end February and end September, the average rate paid on outstanding variable-rate loans declined by around 40 basis points. ... A few small lenders announced a reduction to standard variable
https://www.rba.gov.au/publications/smp/2020/nov/domestic-financial-conditions.html

Box D: The Distribution of Variable Housing Interest Rates

7 Nov 2019 SMP - November 2019 PDF 223KB
https://www.rba.gov.au/publications/smp/2019/nov/pdf/box-d-the-distribution-of-variable-housing-interest-rates.pdf

Developments in Banks' Funding Costs and Lending Rates

21 Apr 2023 Bulletin - March 2019 PDF 376KB
https://www.rba.gov.au/publications/bulletin/2019/mar/pdf/developments-in-banks-funding-costs-and-lending-rates.pdf

Domestic Financial Conditions

10 Feb 2020 SMP - August 2018 PDF 2043KB
https://www.rba.gov.au/publications/smp/2018/aug/pdf/03-domestic-financial-conditions.pdf

Domestic Financial Conditions

7 Aug 2020 SMP – August 2020
Standard variable rates (SVRs) have declined by an average of 28 basis points over that period (Graph 4.23; Table 4.1). ... While lenders have not made further changes to SVRs since the reduction in the cash rate target on 20 March, some have been
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html

Domestic Financial Conditions

4 Aug 2022 SMP - August 2022 PDF 2242KB
https://www.rba.gov.au/publications/smp/2022/aug/pdf/03-domestic-financial-conditions.pdf