Search: SVR
RBA Glossary definition for SVR
SVR – Standard Variable Rate
Search Results
The Usual Transmission – Monetary Policy and Financial Conditions
13 Aug 2019
Speech
Speech delivered by Christopher Kent, Assistant Governor (Financial Markets), to Finance & Treasury Association, Sydney
https://www.rba.gov.au/speeches/2019/sp-ag-2019-08-13.html
Domestic Financial Conditions
8 Nov 2019
SMP
– November 2019
Lenders decreased their SVRs for investor interest-only (IO) loans by more than for other types of housing loans. ... Graph 3.10. Table 3.1: The Cash Rate and SVRs. Basis points. Cash rate change.
https://www.rba.gov.au/publications/smp/2019/nov/domestic-financial-conditions.html
The Distribution of Mortgage Rates
15 Mar 2018
Bulletin
– March 2018
Graph 1. The actual interest rates paid by borrowers are typically discounted relative to SVRs. ... Dummy variables are included to capture any differences across institutions; for example, SVRs may vary across institution.
https://www.rba.gov.au/publications/bulletin/2018/mar/the-distribution-of-mortgage-rates.html
Mortgage Insights From Securitisation Data
20 Nov 2017
Speech
Speech delivered by Marion Kohler, Head of Domestic Markets Department, to the Australian Securitisation Forum, Sydney
https://www.rba.gov.au/speeches/2017/sp-so-dm-2017-11-20.html
2018
11 Sep 2018
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2018/
Domestic Financial Markets
27 Nov 2017
SMP
– November 2017
Standard variable reference rates (SVR) on housing loans have been stable in recent months. ... This increase in outstanding housing interest rates is noticeably less than the increase in SVRs over that period.
https://www.rba.gov.au/publications/smp/2017/nov/domestic-financial-markets.html
Domestic Financial Conditions
27 Nov 2018
SMP
– November 2018
In part, this reflects the fact that not all lenders increased their SVRs, while some of the SVR increases were not yet effective in September. ... Several smaller lenders that raised their SVRs in recent months also decreased their advertised variable
https://www.rba.gov.au/publications/smp/2018/nov/domestic-financial-conditions.html
Box D: The Distribution of Variable Housing Interest Rates
8 Nov 2019
SMP
– November 2019
Very few borrowers actually pay mortgage rates as high as the standard variable rate (SVR). ... The interest rates paid by most borrowers fall between the lowest advertised rate and the SVR.
https://www.rba.gov.au/publications/smp/2019/nov/box-d-the-distribution-of-variable-housing-interest-rates.html
The Distribution Of Mortgage Rates
17 Sep 2018
Bulletin
- March 2018
PDF
431KB
https://www.rba.gov.au/publications/bulletin/2018/mar/pdf/the-distribution-of-mortgage-rates.pdf