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RBA Glossary definition for PIN

PIN – Personal Identification Number

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Payment Cards

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
Most in-person card payments are now made using contactless functionality rather than by inserting the card into the terminal (and then entering a PIN), and consumers are increasingly storing their ... Payment providers have facilitated a move to
https://www.rba.gov.au/publications/rdp/2020/2020-06/payment-cards.html
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Reasons for the Decision to Designate the EFTPOS Payment System

9 Mar 2023
This statement provides the reasons for the decision of the Payments System Board to designate the Electronic Funds Transfer at Point Of Sale (EFTPOS) debit card payment system as a payment system under Section 11 of the Payment Systems (Regulation)
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/eftpos-decision.html

Discussion of Decomposing Supply and Demand Driven Inflation

23 Nov 2023 Conferences PDF 697KB
RBA Annual Conference 2023
https://www.rba.gov.au/publications/confs/2023/pdf/rba-conference-2023-shapiro-discussion.pdf

Productivity: The Lost Decade | Conference – 2011

16 Aug 2011 Conferences
Saul Eslake
T]en persons … could make among them upwards of forty-eight thousand pins in a day. ... Each person, therefore, making a tenth part of forty-eight thousand pins, might be considered as making four thousand eight hundred pins in a day.
https://www.rba.gov.au/publications/confs/2011/eslake.html

Merchant Payment Costs and Least-cost Routing

13 Dec 2017 Speech
Anthony Richards
Speech delivered by Tony Richards, Head of Payments Policy, at the Australian Payment Summit 2017, Sydney
https://www.rba.gov.au/speeches/2017/sp-so-2017-12-13.html

Macrofinancial Stress Testing on Australian Banks

13 Sep 2023 RDP PDF 1940KB
Macrofinancial Stress Testing on Australian Banks. Nicholas Garvin, Samuel Kurian, Mike Major and David Norman. Research Discussion Paper. R DP 2022- 03. Figures in this publication were generated using Mathematica. ISSN 1448-5109 (Online). The
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf

Changing Patterns in Household Saving and Spending

22 Sep 2011 Speech
Philip Lowe
Speech by Philip Lowe to Australian Economic Forum 2011, Sydney
https://www.rba.gov.au/speeches/2011/sp-ag-220911.html

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

21 Nov 2023 RDP PDF 2354KB
card into a terminal at the store checkout (and providing a personal identification number (PIN) or. ... facilitated a move to contactless transactions by increasing the transaction limit below which a PIN.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf

Gresham’s Law of Payments

19 Apr 2005 Bulletin PDF 49KB
Address by Governor to Australian Institute of Banking and Finance Industry Forum 2005, Sydney, 23 March 2005
https://www.rba.gov.au/publications/bulletin/2005/apr/pdf/bu-0405-2.pdf

Payments System Reform: The Australian Experience

17 May 2005 Bulletin PDF 53KB
Remarks by Dr Philip Lowe, Assistant Governor (Financial System) for the Federal Reserve Bank of Kansas City Conference on 'Interchange Fees in Credit and Debit Card Industries: What Role for Public Authorities? Santa Fe, 4-6 May 2005
https://www.rba.gov.au/publications/bulletin/2005/may/pdf/bu-0505-3.pdf