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RBA Glossary definition for LVR

LVR – Loan-to-valuation ratio

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Recent Developments in Low-deposit Loans

10 Oct 2003 Bulletin – October 2003
Marianne Gizycki and Michelle Wright
Most financiers, therefore, differentiate high LVR loans from other loans in three main ways:. ... However, the borrowers do provide a deposit – the maximum LVR is usually 75–80 per cent.
https://www.rba.gov.au/publications/bulletin/2003/oct/1.html

Recent Developments in Margin Lending in Australia

10 Dec 2009 Bulletin – December 2009
Arlene Wong
The average loan-to-valuation ratio (LVR) was around 50 per cent on accounts with non-zero balances. ... This is consistent with most stocks and managed funds having a maximum LVR of between 40–80 per cent.
https://www.rba.gov.au/publications/bulletin/2009/dec/2.html

Housing Accessibility for First Home Buyers

7 Dec 2017 Bulletin – December 2017
Gianni La Cava, Hannah Leal and Andrew Zurawski
The ability of Australians to purchase their first home (‘housing accessibility’) has been an important topic of public debate recently. In this article, we construct an indicator of housing accessibility that suggests that the median potential
https://www.rba.gov.au/publications/bulletin/2017/dec/3.html

Macroprudential Policy Frameworks and Tools

15 Dec 2016 Bulletin – December 2016
David Orsmond and Fiona Price
Over the past decade, policymakers have increasingly used macroprudential tools to address a range of financial stability concerns. International institutions have identified and offered guidance on the components of an effective macroprudential
https://www.rba.gov.au/publications/bulletin/2016/dec/8.html

The Distribution of Mortgage Rates

15 Mar 2018 Bulletin – March 2018
Michelle Bergmann and Michael Tran
self-employed borrowers) or have impaired credit histories, or loans with high LVRs. ... There is also an interaction term between original LVR and whether the loan has an LVR over 80 per cent as a discontinuity in discounts is expected for loans with
https://www.rba.gov.au/publications/bulletin/2018/mar/the-distribution-of-mortgage-rates.html

Covered Bonds in Australia

15 Sep 2017 Bulletin – September 2017
Benjamin Watson
Since their introduction in Australia in 2011, the stock of covered bonds has grown to around billion, or around 15 per cent of Australian financial institutions' long-term debt. Covered bonds are a form of secured funding backed by both the issuer
https://www.rba.gov.au/publications/bulletin/2017/sep/7.html

Trends in the Housing Sector

10 Sep 1995 Bulletin – September 1995
cent, and the bulk of this proportion is thought to have been at LVRs below 90 per cent. ... e. the LVR was over 100 per cent), and even the typical loan was equivalent to around 85 per cent of the value.
https://www.rba.gov.au/publications/bulletin/1995/sep/1.html

Recent Developments in Low-deposit Loans

13 Oct 2003 Bulletin PDF 60KB
Loans with. Graph 1. High LVR Lenders’ Interest Rates. 100K. 97 per cent LVR loans. ... LVR less than 80 per centSource: RBA. Recent Developments in Low-deposit Loans October 2003.
https://www.rba.gov.au/publications/bulletin/2003/oct/pdf/bu-1003-1.pdf

Recent Developments in Margin Lending in Australia

14 Dec 2009 Bulletin PDF 148KB
Reserve Bank of Australia Bulletin December 2009
https://www.rba.gov.au/publications/bulletin/2009/dec/pdf/bu-1209-2.pdf

Housing Market Turnover

16 Mar 2017 Bulletin – March 2017
Hannah Leal, Stephanie Parsons, Graham White and Andrew Zurawski
The rate of housing market turnover, an important indicator of housing market conditions, has trended lower since the early 2000s. This is partly because households are moving less often and fewer own their own homes. More recently, the increase in
https://www.rba.gov.au/publications/bulletin/2017/mar/3.html