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RBA Glossary definition for EMV

EMV – EuroPay, MasterCard & Visa

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Glossary

22 Jan 2024
A glossary of terms used on the RBA website
https://www.rba.gov.au/glossary/

NAB Submission

28 Sep 2023 PDF 778KB
network routing preferences by payment service providers in Australia via LCR/MCR implementations means that it is unnecessary to seek to change the priorities set on card EMV chips. ... to prohibit preferences set on the card EMV chips. NAB encourages
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/nab.pdf

AusPayNet Submission

28 Sep 2023 PDF 278KB
within the EMV chip. • AusPayNet supports the realisation of enhanced security in the payments ecosystem via. ... Each. Application ID (AID) on a card has an associated priority value, and the relevant EMV Specification1.
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/auspaynet.pdf

Visa Submission

28 Sep 2023 PDF 301KB
9 In a contact EMV transaction, the card is inserted into the PoS terminal so that the chip on the card is in physical contact. ... 20 EMVCo (2023), What are EMV Specifications? 12. card transaction: (1) the chip on the physical card and (2) the terminal
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/visa.pdf

ABA submission

28 Sep 2023 PDF 303KB
This approach is a significant departure from existing EMV technology. If Australia’s debit card market would lose interoperability with other jurisdictions under this approach, ABA asks the RBA to consider
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/aba.pdf

The Australian Debit Card Market: Default Settings and Tokenisation

28 Sep 2023 Consultations PDF 404KB
new EMV chips without a priority network selected. If the change were to be implemented as soon.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202309-conclusions-paper-australian-debit-card-market.pdf

Setting a Default Network on Dual-network Debit Cards | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions…

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/setting-a-default-network-on-dual-network-debit-cards.html

Australian Payments Plus - Submission

28 Sep 2023 PDF 284KB
5 EMV stands for "Europay, Mastercard, and Visa". EMVCo creates and manages EMV Specifications for secure card-based payments.
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/aus-payment-plus.pdf

Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions

19 May 2023 Submissions
Card issuers in turn would incur costs of implementing the necessary EMV card software updates and informing their cardholders of the changes; this would also need to occur far enough in ... The transition to mandatory PIN use (and EMV chip card issuance)
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html

Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions

19 May 2023 Submissions
Fraudsters may have turned to theft (and other ‘low tech’ forms of fraud) due to counterfeiting of cards becoming less lucrative, and more difficult, with the roll-out of EMV-capable
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html