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RBA Glossary definition for DSR

DSR – Debt-servicing ratio

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Box B: The Impact of Lending Standards on Loan Sizes

10 Feb 2020 FSR October 2018 PDF 634KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/box-b.pdf

Box C: Vulnerable Households and Financial Stress

10 Feb 2020 FSR October 2018 PDF 635KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/box-c.pdf

Box C: Large Falls in Household Income

10 Feb 2020 FSR October 2017 PDF 623KB
https://www.rba.gov.au/publications/fsr/2017/oct/pdf/box-c.pdf

Box B: Home Mortgage Debt: Recent Insights from the HILDA Survey

27 Mar 2012 FSR – March 2012 PDF 156KB
https://www.rba.gov.au/publications/fsr/2012/mar/pdf/box-b.pdf

The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis

19 Jul 2020 RDP PDF 1853KB
The first of these is the debt. serviceability ratio (DSR); in the event of a reduction in income, a borrower with low relative servicing.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf

Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data

4 Feb 2015 RDP PDF 728KB
Figure 3: Missed Mortgage Payments by DSR and Labour Force StatusShare of households by category. ... 2010. Note: Gearing and DSR as at previous surveySources: Authors’ calculations; HILDA Release 12.0.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf

Box B: Households’ Mortgage Prepayment Buffers

24 Sep 2012 FSR – September 2012 PDF 81KB
https://www.rba.gov.au/publications/fsr/2012/sep/pdf/box-b.pdf

Box C: Household Experiences in the Downturn: Evidence from the HILDA Survey

23 Mar 2011 FSR – March 2011 PDF 139KB
https://www.rba.gov.au/publications/fsr/2011/mar/pdf/box-c.pdf

Financial Stability Review October 2018

6 Feb 2020 FSR October 2018 PDF 2096KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/financial-stability-review-2018-10.pdf

Box B: The Financial Condition of Companies Servicing the Mining Sector

26 Mar 2013 FSR - March 2013 PDF 381KB
https://www.rba.gov.au/publications/fsr/2013/mar/pdf/box-b.pdf