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RBA Glossary definition for DSR

DSR – Debt-servicing ratio

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Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data

4 Feb 2015 RDP PDF 728KB
Figure 3: Missed Mortgage Payments by DSR and Labour Force StatusShare of households by category. ... 2010. Note: Gearing and DSR as at previous surveySources: Authors’ calculations; HILDA Release 12.0.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf

Box B: Home Mortgage Debt: Recent Insights from the HILDA Survey

10 Mar 2012 FSR – March 2012
The share of owner-occupier households that could be considered to be most vulnerable, that is, with both high DSRs and high loan-to-valuation ratios (LVRs), has decreased in recent ... The measure of debt servicing recorded in the HILDA Survey covers
https://www.rba.gov.au/publications/fsr/2012/mar/box-b.html

List of tables

10 Mar 2011 FSR – March 2011
18.3. 17.4. 19.7. 15.2. DSR>50 per cent. 8.8. 10.0. 6.0. 3.4.
https://www.rba.gov.au/publications/fsr/2011/mar/tables.html

Financial Stability Review October 2018

6 Feb 2020 FSR October 2018 PDF 2096KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/financial-stability-review-2018-10.pdf

Box B: Home Mortgage Debt: Recent Insights from the HILDA Survey

27 Mar 2012 FSR – March 2012 PDF 156KB
https://www.rba.gov.au/publications/fsr/2012/mar/pdf/box-b.pdf

Box B: Households’ Mortgage Prepayment Buffers

24 Sep 2012 FSR – September 2012 PDF 81KB
https://www.rba.gov.au/publications/fsr/2012/sep/pdf/box-b.pdf

Box B: Households' Mortgage Prepayment Buffers

10 Sep 2012 FSR – September 2012
The share of owner-occupier households that could be considered to be most vulnerable, that is, with both high debt-servicing ratios (DSRs) and high loan-to-valuation ratios (LVRs), was ... For these borrowers, this would suggest that their high DSRs are
https://www.rba.gov.au/publications/fsr/2012/sep/box-b.html

Box C: Household Experiences in the Downturn: Evidence from the HILDA Survey

23 Mar 2011 FSR – March 2011 PDF 139KB
https://www.rba.gov.au/publications/fsr/2011/mar/pdf/box-c.pdf

List of graphs

10 Sep 2012 FSR – September 2012
Graph B4: Households with High LVRs and DSRs.
https://www.rba.gov.au/publications/fsr/2012/sep/graphs.html

Box C: Household Experiences in the Downturn: Evidence from the HILDA Survey

10 Mar 2011 FSR – March 2011
In line with the reduction in mortgage repayments, the median debt-servicing ratio (DSR) – the percentage of household disposable income required to service actual principal and interest payments on an ... For many households, the DSR on the required
https://www.rba.gov.au/publications/fsr/2011/mar/box-c.html