Search: DSR
RBA Glossary definition for DSR
DSR – Debt-servicing ratio
Search Results
Box B: The Impact of Lending Standards on Loan Sizes
10 Feb 2020
FSR
October 2018
PDF
634KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/box-b.pdf
Box C: Vulnerable Households and Financial Stress
10 Feb 2020
FSR
October 2018
PDF
635KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/box-c.pdf
Box B: The Impact of Lending Standards on Loan Sizes
20 Oct 2018
FSR
– October 2018
Unlike the simple DSR, the NIS is tailored for the specific characteristics of each borrower. ... The interaction between the NIS and a DSR limit can be shown using an example.
https://www.rba.gov.au/publications/fsr/2018/oct/box-b.html
Box C: Vulnerable Households and Financial Stress
20 Oct 2018
FSR
– October 2018
It is possible to calculate alternative DSRs using inferred values for households' required debt payments. ... A high DSR is therefore more suggestive of potential vulnerability for a lower-income household.
https://www.rba.gov.au/publications/fsr/2018/oct/box-c.html
Box C: Large Falls in Household Income
20 Oct 2017
FSR
– October 2017
Previous research has found that households with high DSRs are more likely to miss mortgage repayments. ... Over the sample period, a DSR above 30 per cent corresponds to around the 75th percentile of the DSR distribution.
https://www.rba.gov.au/publications/fsr/2017/oct/box-c.html
Box C: Large Falls in Household Income
10 Feb 2020
FSR
October 2017
PDF
623KB
https://www.rba.gov.au/publications/fsr/2017/oct/pdf/box-c.pdf
Box B: Home Mortgage Debt: Recent Insights from the HILDA Survey
10 Mar 2012
FSR
– March 2012
The share of owner-occupier households that could be considered to be most vulnerable, that is, with both high DSRs and high loan-to-valuation ratios (LVRs), has decreased in recent ... The measure of debt servicing recorded in the HILDA Survey covers
https://www.rba.gov.au/publications/fsr/2012/mar/box-b.html
Financial Stability Review October 2018
6 Feb 2020
FSR
October 2018
PDF
2096KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/financial-stability-review-2018-10.pdf
List of tables
10 Mar 2011
FSR
– March 2011
18.3. 17.4. 19.7. 15.2. DSR>50 per cent. 8.8. 10.0. 6.0. 3.4.
https://www.rba.gov.au/publications/fsr/2011/mar/tables.html
Box B: Home Mortgage Debt: Recent Insights from the HILDA Survey
27 Mar 2012
FSR
– March 2012
PDF
156KB
https://www.rba.gov.au/publications/fsr/2012/mar/pdf/box-b.pdf