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RBA Glossary definition for DNDC

DNDC – Dual-network debit card

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Interchange fees | Review of Retail Payments Regulation – Conclusions Paper

9 Mar 2023
Review of Retail Payments Regulation – Conclusions Paper
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/conclusions-paper-202110/interchange-fees.html

20210712 - ABA submission to RBA retail payments review consultation paper

12 Jul 2021 PDF 228KB
Dual-network debit cards (DNDC) and LCR/MCR. DNDC. ABA supports the RBA’s proposal to adopt a pragmatic approach to DNDC and the reasons given.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/aba-2021-07-12.pdf

Review of Retail Payments Regulation - Consultation Paper - May 2021

28 May 2021 PDF 712KB
Option 3: Regulation mandating DNDC issuance for the major banks and medium-sized issuers. ... continue to issue DNDCs reflecting their own assessments of the costs and benefits of including two networks.
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/consultation-paper-202105/pdf/review-of-retail-payments-regulation-consultation-paper-202105.pdf

Payments System Board Annual Report 2020

14 Oct 2020 PSB Annual Report 2020 PDF 7381KB
https://www.rba.gov.au/publications/annual-reports/psb/2020/pdf/2020-psb-annual-report.pdf

Payments System Board Review of Retail Payments Regulation Mastercard ...

11 Feb 2020 PDF 865KB
Mastercard has been working with customers to support the RBA’s efforts relating to LCR of contactless transactions on DNDCs. ... To date, DNDC routing is only possible in card present channels, where both fraud risk payments costs were already low.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/mastercard.pdf

Review of Retail Payments Regulation - Conclusions Paper - October 2021

21 Oct 2021 PDF 1755KB
DNDC issuance would outweigh the public benefit of more DNDCs on issue. ... surcharges, for example). But with the advent of contactless technology, transactions using DNDCs.
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/conclusions-paper-202110/pdf/review-of-retail-payments-regulation-conclusions-paper-202110.pdf

24 April 2015 Dr Tony Richards Head of Payments ...

24 Apr 2015 PDF 1029KB
24 April 2015. Dr Tony Richards. Head of Payments Policy Department. Reserve Bank of Australia. GPO Box 3947. Sydney NSW 2001. Via email: pysubmissions@rba.gov.au. Dear Dr Richards. Visa Inc.’s Submission to the Payments System Board and Reserve
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-card-payments-regulation/visa.pdf

18 June 2021 Secretariat - Payments System Review 9 ...

9 Jul 2021 PDF 934KB
Interchange Fees A lower cents-based interchange cap for SNDC transactions than for DNDC transactions. ... least to small businesses with a turnover <$100M. We propose SNDC be limited so that DNDC’s offering does not decline below the current.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/cosboa-2021-07-09.pdf

Scheme fees | Review of Retail Payments Regulation – Conclusions Paper

9 Mar 2023
Review of Retail Payments Regulation – Conclusions Paper
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/conclusions-paper-202110/scheme-fees.html

Visa Inc.’s Response to The Reserve Bank of Australia’s ...

9 Jul 2021 PDF 650KB
13 This view is based on advice from our clients regarding the implications of delivering new capabilities on DNDCs. ... Visa recommends that consumers continue to have the ability to select between payment processing networks, when using a DNDC to
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/visa-2021-07-09.pdf