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Cat No – Catalogue number

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REVIEW OF RETAIL PAYMENTS REGULATION: ISSUES PAPER

12 Feb 2020 DOCX 55KB
We note that one way to address this issue would be to enforce the banks to ensure that their customer journeys do not hinder innovation and competition, no matter the channel.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/truelayer.DOCX

A non-profit, volunteer organisation, advocating to advance the interests ...

11 Feb 2020 DOC 93KB
Are there gaps in the regulatory regime that need to be addressed or any elements where regulation is no longer required? ... Surcharging. Q16: Is there a case for policymakers to require that BNPL providers remove any no-surcharge rules, consistent with
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/queensland-consumers-association.DOC

Review of Retail Payments Regulation Saurav Dutta, Lien Duong, ...

11 Feb 2020 DOCX 23KB
This obviously alarms BNPL operators whose business model is premised on the notion that BNPL products have no costs associated with it if its consumers budget properly and make their payments ... If however, the surcharge fee remains in effect and
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/curtin-university.DOCX

Submission for the Review of Retail Payments Regulation

11 Feb 2020 DOCX 33KB
The debit card interchange fee standard (Payment Systems (regulation) Act 1998 Standard No. ... EFTPOS used to have a lower fee for low value transactions, but no more.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/liron-lightwood.DOCX

19 February 2020 Tony Richards Head of Payments Policy ...

19 Feb 2020 DOCX 95KB
Are there gaps in the regulatory regime that need to be addressed or any elements where regulation is no longer required? ... No, Cuscal disagrees with the assertions that interchange fees should be lowered or removed altogether.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/cuscal.DOCX

Summary

11 Feb 2020 DOCX 175KB
Are there gaps in the regulatory regime that need to be addressed or any elements where regulation is no longer required? ... Q16: Is there a case for policymakers to require that BNPL providers remove any no-surcharge rules, consistent with earlier
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/anz.DOCX