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RBA Glossary definition for BNPL

BNPL – Buy now, pay later

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Regulatory Developments

12 Apr 2019 FSR – April 2019
2020. Authorities are also reviewing arrangements that allow consumers to pay for a purchase over time but obtain goods and services immediately, known as ‘buy now pay later’ (BNPL) services. ... The Senate also issued a report into the operation of
https://www.rba.gov.au/publications/fsr/2019/apr/regulatory-developments.html

Executive Summary | Review of Retail Payments Regulation – Conclusions Paper

9 Mar 2023
Review of Retail Payments Regulation – Conclusions Paper
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/conclusions-paper-202110/executive-summary.html

Payments System Board Annual Report 2022

27 Sep 2022 PSB Annual Report - 2022 PDF 2830KB
https://www.rba.gov.au/publications/annual-reports/psb/2022/pdf/psb-annual-report-2022.pdf

Abbreviations

21 Oct 2021 PSB Annual Report – 2021
BETF. Black Economy Taskforce. BNPL. Buy now, pay later. CAC Act.
https://www.rba.gov.au/publications/annual-reports/psb/2021/abbreviations.html

Topic: Payments

11 Sep 2018 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/payments/

Regulatory Developments

10 Feb 2020 FSR April 2019 PDF 707KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/04-regulatory-developments.pdf

Payments System Regulation and Policy Issues

28 Sep 2022 PSB Annual Report – September 2022
past few years and there has been a significant expansion in the market for BNPL services. ... To better understand these developments, the Bank initiated a new data collection from large BNPL providers last year.
https://www.rba.gov.au/publications/annual-reports/psb/2022/payments-system-regulation-and-policy-issues.html

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
Mobile payment applications offer convenience and security to cardholders. ‘Buy now, pay later’ (BNPL) services, which enable customers to purchase goods or services but defer payment via low- or zero-interest ... any potential policy issues
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

Read me

20 Jan 2021 RDP 2021-01
Nicholas Garvin, David W Hughes and José-Luis Peydró
summary(lm(Bnpl ˜ Bsz Blev Bdom Bw1btr, data=bank_data)). See below for a description of the process for formatting the raw data sources into the regression dataset read by
https://www.rba.gov.au/publications/rdp/2021/2021-01/read-me.html

Abbreviations

15 Oct 2020 PSB Annual Report – 2020
Austraclear. Austraclear Limited. BETF. Black Economy Taskforce. BNPL. Buy now, pay later.
https://www.rba.gov.au/publications/annual-reports/psb/2020/abbreviations.html