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RBA Glossary definition for BNPL

BNPL – Buy now, pay later

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Governor's Foreword

21 Oct 2021 PSB Annual Report - 2021 PDF 60KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/governors-foreword.pdf

Issues for the Review | Review of Retail Payments Regulation – Issues Paper

9 Mar 2023
Review of Retail Payments Regulation – Issues Paper
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/issues-for-the-review.html

Innovation and Regulation in the Australian Payments System

6 Dec 2020 Speech PDF 181KB
Even the largest BNPL providers still account for a small proportion of total consumer payments inAustralia, notwithstanding their rapid growth. ... Some of the BNPL operators are growingrapidly and becoming widely adopted by merchants, particularly in
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-12-07.pdf

The Evolving Payments Landscape

21 Oct 2021 PSB Annual Report - 2021 PDF 434KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/the-evolving-payments-landscape.pdf

Abbreviations

21 Oct 2021 PSB Annual Report - 2021 PDF 76KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/abbreviations.pdf

Governor's Foreword

21 Oct 2021 PSB Annual Report – 2021
such as ‘buy now, pay later’ (BNPL) services. ... The review focused particularly on competition in the debit card market, the ability of merchants to choose the lowest-cost payment channel, and the ‘no-surcharge’ rules of BNPL providers.
https://www.rba.gov.au/publications/annual-reports/psb/2021/governors-foreword.html

Innovation and Regulation in the Australian Payments System

7 Dec 2020 Speech
Philip Lowe
Speech delivered by Philip Lowe, Governor, to the Australian Payments Network, Online
https://www.rba.gov.au/speeches/2020/sp-gov-2020-12-07.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

25 May 2023 Submissions
The recent emergence of new ways to smooth spending and fund consumer purchases (such as BNPL services) may have also played a role. ... remainder to the BNPL provider in a series of low- or zero-interest instalments.
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Payments: The Future?

9 Dec 2021 Speech
Philip Lowe
Speech delivered by Philip Lowe, Governor, to the Australian Payments Network Summit 2021, Online
https://www.rba.gov.au/speeches/2021/sp-gov-2021-12-09.html

The Evolving Retail Payments Landscape

27 Sep 2022 PSB Annual Report - 2022 PDF 564KB
https://www.rba.gov.au/publications/annual-reports/psb/2022/pdf/the-evolving-retail-payments-landscape.pdf