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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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The ATM System since the 2009 Reforms

17 Mar 2016 Bulletin – March 2016
Darren Flood and Stephen Mitchell
The past seven years have seen two major forces affecting the ATM system. Reforms to pricing arrangements in 2009 have had a number of effects, including establishing an environment that has encouraged a rise in ATM numbers. More recently, the ATM
https://www.rba.gov.au/publications/bulletin/2016/mar/4.html

RBA The Introduction of Direct Charging for ATMs

10 Apr 2009 Bulletin – April 2009
of ATMs, reducing the risk that the ATM system might decline over time as ATM owners found it uneconomic to deploy and service machines. ... One element of the reforms was the removal of interchange fees that card issuers paid to ATM owners when
https://www.rba.gov.au/publications/bulletin/2009/apr/1.html

The ATM Reforms – New Evidence from Survey and Market Data

10 Mar 2011 Bulletin – March 2011
Darren Flood, Jennifer Hancock and Kylie Smith
These include: agreements that provide cardholders with charge-free access to another owner's ATMs; ATM sub-networks (e.g. ... one ATM replacing another) but it does not take into account the removal of ATMs.
https://www.rba.gov.au/publications/bulletin/2011/mar/7.html

Reform of the ATM System – One Year On

10 Jun 2010 Bulletin – June 2010
Brendan Filipovski and Darren Flood
paid. Flexibility in ATM pricing has helped to increase the number of ATMs, including in locations that might not have been financially viable in the past. ... Around 1,000 ATMs owned by independent ATM deployers (about 4 per cent of all ATMs) apply a
https://www.rba.gov.au/publications/bulletin/2010/jun/6.html

Recent Developments in the ATM Industry

7 Dec 2017 Bulletin – December 2017
Stephen Mitchell and Chris Thompson
The ATM industry in Australia is undergoing a number of changes. Use of ATMs has been declining as people use cash less often for their transactions, though the number of ATMs remains at a high level. The total amount spent on ATM fees has fallen,
https://www.rba.gov.au/publications/bulletin/2017/dec/6.html

Abstract for Reform of the ATM System – One Year On

10 Jun 2010 Bulletin – June 2010
Brendan Filipovski and Darren Flood
The reforms were designed to increase competition and efficiency in the ATM system. ... paid. Flexibility in ATM pricing has helped to increase the number of ATMs, including in locations that might not have been financially viable in the past.
https://www.rba.gov.au/publications/bulletin/2010/jun/bu-0610-6a.html

Abstract for The ATM Reforms – New Evidence from Survey and Market Data

10 Mar 2011 Bulletin – March 2011
Darren Flood, Jennifer Hancock and Kylie Smith
Bulletin – March 2011 The ATM Reforms – New Evidence from Survey and Market Data Abstract. ... Variations in business models between ATM owners mean that most consumers have access to a large number of ATMs on which they pay no direct charge, while
https://www.rba.gov.au/publications/bulletin/2011/mar/bu-0311-7a.html

The Introduction of Direct Charging for ATMs

14 Apr 2009 Bulletin PDF 117KB
Reserve Bank of Australia Bulletin April 2009
https://www.rba.gov.au/publications/bulletin/2009/apr/pdf/bu-0409-1.pdf

The Growing Demand for Cash

15 Sep 2017 Bulletin – September 2017
Gordon Flannigan and Andrew Staib
While survey data indicate that the share of Australian consumers' payments made with cash continues to fall, the number (and value) of banknotes in circulation continues to grow at around its trend pace of 6 per cent per year. This article
https://www.rba.gov.au/publications/bulletin/2017/sep/8.html

Recent Developments in the ATM Industry

10 Feb 2020 Bulletin December Quarter 2017 PDF 1810KB
https://www.rba.gov.au/publications/bulletin/2017/dec/pdf/bu-1217-6-recent-developments-in-the-atm-industry.pdf