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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia

9 Aug 2012 RDP 2012-03
Clare Noone
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2012/2012-03.html
See 11 more results from "RDP 2012-03"

The ATM System since the 2009 Reforms

17 Mar 2016 Bulletin – March 2016
Darren Flood and Stephen Mitchell
The past seven years have seen two major forces affecting the ATM system. Reforms to pricing arrangements in 2009 have had a number of effects, including establishing an environment that has encouraged a rise in ATM numbers. More recently, the ATM
https://www.rba.gov.au/publications/bulletin/2016/mar/4.html

Reform of the ATM System – One Year On

10 Jun 2010 Bulletin – June 2010
Brendan Filipovski and Darren Flood
paid. Flexibility in ATM pricing has helped to increase the number of ATMs, including in locations that might not have been financially viable in the past. ... Around 1,000 ATMs owned by independent ATM deployers (about 4 per cent of all ATMs) apply a
https://www.rba.gov.au/publications/bulletin/2010/jun/6.html

The ATM Reforms – New Evidence from Survey and Market Data

10 Mar 2011 Bulletin – March 2011
Darren Flood, Jennifer Hancock and Kylie Smith
These include: agreements that provide cardholders with charge-free access to another owner's ATMs; ATM sub-networks (e.g. ... one ATM replacing another) but it does not take into account the removal of ATMs.
https://www.rba.gov.au/publications/bulletin/2011/mar/7.html

Recent Developments in the ATM Industry

7 Dec 2017 Bulletin – December 2017
Stephen Mitchell and Chris Thompson
The ATM industry in Australia is undergoing a number of changes. Use of ATMs has been declining as people use cash less often for their transactions, though the number of ATMs remains at a high level. The total amount spent on ATM fees has fallen,
https://www.rba.gov.au/publications/bulletin/2017/dec/6.html

RBA The Introduction of Direct Charging for ATMs

10 Apr 2009 Bulletin – April 2009
of ATMs, reducing the risk that the ATM system might decline over time as ATM owners found it uneconomic to deploy and service machines. ... One element of the reforms was the removal of interchange fees that card issuers paid to ATM owners when
https://www.rba.gov.au/publications/bulletin/2009/apr/1.html

Abstract for Reform of the ATM System – One Year On

10 Jun 2010 Bulletin – June 2010
Brendan Filipovski and Darren Flood
The reforms were designed to increase competition and efficiency in the ATM system. ... paid. Flexibility in ATM pricing has helped to increase the number of ATMs, including in locations that might not have been financially viable in the past.
https://www.rba.gov.au/publications/bulletin/2010/jun/bu-0610-6a.html

Abstract for The ATM Reforms – New Evidence from Survey and Market Data

10 Mar 2011 Bulletin – March 2011
Darren Flood, Jennifer Hancock and Kylie Smith
Bulletin – March 2011 The ATM Reforms – New Evidence from Survey and Market Data Abstract. ... Variations in business models between ATM owners mean that most consumers have access to a large number of ATMs on which they pay no direct charge, while
https://www.rba.gov.au/publications/bulletin/2011/mar/bu-0311-7a.html

A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
The Reserve Bank is seeking comments on a proposal to vary the Access Regime for the ATM System (Access Regime) to extend the Reserve Bank's exemption power in respect of the Access Regime's interchange fee provisions. This extended power could be
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/

Consultation on Proposed Variation to the Access Regime for the ATM System | Consultations

29 May 2012 Consultations
Consultation on Proposed Variation to the Access Regime for the ATM System
https://www.rba.gov.au/publications/consultations/201205-prop-var-acc-reg-atm-sys.html