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RBA Glossary definition for DSR

DSR – Debt-servicing ratio

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22 Jul 2020 RDP 2020-03
Michelle Bergmann
Under 1 month. 2.32. na. Over 6 months. 0.33. na. DSR (base = 10–20). ... Figure 10: Stage One Hazard Ratios – DSR. Event: entries to 90+ day arrears.
https://www.rba.gov.au/publications/rdp/2020/2020-03/results.html
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Household-level Determinants of Missed Mortgage Payments

31 Dec 2014 RDP 2014-13
Matthew Read, Chris Stewart and Gianni La Cava
Coefficient. Marginal effect ppt. DSR. 30 DSR<50. 0.35. 3.57. DSR 50. ... average, 10 percentage points higher than for a DSR under 30 per cent.
https://www.rba.gov.au/publications/rdp/2014/2014-13/household-level-determinants.html
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The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis

19 Jul 2020 RDP PDF 1853KB
The first of these is the debt. serviceability ratio (DSR); in the event of a reduction in income, a borrower with low relative servicing.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf

Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data

4 Feb 2015 RDP PDF 728KB
Figure 3: Missed Mortgage Payments by DSR and Labour Force StatusShare of households by category. ... 2010. Note: Gearing and DSR as at previous surveySources: Authors’ calculations; HILDA Release 12.0.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf

Discussion of Exploring the Link between the Macroeconomic and Financial Cycles

10 Feb 2020 Conferences PDF 683KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-cagliarini-price-discussion.pdf

Monetary Policy and Financial Stability in a World of Low Interest Rates

18 Dec 2017 Conferences PDF 8052KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017.pdf