Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Theoretical Approaches to Lender-of-last-resort Policy
31 Dec 2001
RDP
2001-07
A lender-of-last-resort facility, however, involves some costs, particularly moral hazard costs. ... Bagehot advocated that, in operating a lender-of-last-resort facility, a central bank should:.
https://www.rba.gov.au/publications/rdp/2001/2001-07/theoretical-approaches-to-lender-of-last-resort-policy.html
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Did a Lender's Take-up of the TFF Affect Their Business Lending?
13 Dec 2022
RDP
2022-07
We also address the endogeneity issue by instrumenting participation in the TFF with a lender's eligibility to access the TFF, using our full sample of bank and non-bank lenders. ... We also instrument participation in the TFF with a lender's eligibility
https://www.rba.gov.au/publications/rdp/2022/2022-07/did-a-lenders-take-up-of-the-tff-affect-their-business-lending.html
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Robustness Tests
31 Dec 2013
RDP
2013-05
The dummy variable is interacted with the share of loans sold by each lender. ... Table 6: New Mortgage Lending by Non-bank Lenders. OLS. Tract fixed effects.
https://www.rba.gov.au/publications/rdp/2013/2013-05/robustness-tests.html
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The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
Controlling for lender behaviour is important because matching between borrowers and lenders is endogenous. ... 0. 0.36. 1.69. 0.50. Panel C: Number of unique lenders (borrowers) to each borrower (lender) across sample.
https://www.rba.gov.au/publications/rdp/2021/2021-01/full.html
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A Density-based Estimator of Core/Periphery Network Structures: Analysing the Australian Interbank Market
14 Feb 2018
RDP
2018-01
Understanding the network of relationships between borrowers and lenders in this market, and how it changes during periods of stress, is crucial for understanding the resilience of the market.
https://www.rba.gov.au/publications/rdp/2018/2018-01.html
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The Household Cash Flow Channel of Monetary Policy
16 Dec 2016
RDP
2016-12
This is consistent with a ‘lender’ cash flow channel. Overall, the borrower channel is a stronger channel of monetary transmission than the lender channel, such that lower interest rates will typically
https://www.rba.gov.au/publications/rdp/2016/2016-12.html
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Identifying Repo Market Microstructure from Securities Transactions Data
13 Aug 2018
RDP
PDF
2622KB
collateral, whereas if an unsecured borrower defaults, the lender joins other unsecured creditors. ... lender for each transaction, potentially revealing whether position changes are supply or demand.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-09.pdf
The Term Funding Facility: Has It Encouraged Business Lending?
8 Dec 2022
RDP
PDF
2133KB
these lenders accounted for less than 5 per cent of allowances by value. ... lender type and lenders that accessed the TFF) and a linear period variable.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
25 Nov 2014
RDP
2014-13
employed. The likelihood of entering arrears increases with the contract interest rate, which is consistent with lenders setting higher interest rates for riskier borrowers.
https://www.rba.gov.au/publications/rdp/2014/2014-13.html
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The Role of Collateral in Borrowing
14 Jan 2021
RDP
PDF
1784KB
Controlling for. lender behaviour is important because matching between borrowers and lenders is endogenous. ... Lenders to each borrower Borrowers to each lender. Min Mean Max Std dev Min Mean Max Std dev.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-01.pdf