Search: dual-network card
RBA Glossary definition for dual-network card
dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.
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Card Payments
27 Nov 2023
RDP
2023-08
In the 2022 CPS the Reserve Bank included some new questions to gauge consumer awareness of dual network debit cards (DNDCs). ... DNDCs, also called ‘co-badged’ or ‘multi-network’ cards, have access to two debit payment networks on the one card.
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html
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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
PDF
2354KB
Keywords: consumer payment choice, consumer survey, dual network debit cards, method of payment, payment systems. ... 5.4 Surcharging of card transactions 27. 5.5 Dual network debit cards 29.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf
Non-technical summary for 'The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey'
20 Nov 2023
RDP
PDF
283KB
RDP 2023-08 non-technical summary
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-non-technical-summary.pdf
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
22 Nov 2023
RDP
PDF
143KB
RDP 2023-08 supplementary information
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-read-me.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
Recent innovations have included:. • The transition from using the magnetic stripe on cards to using chips for the storage of card details and transmission of these details to the terminal. • ... In addition, lower-value payments often no longer
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
Related Literature and Scope
31 Dec 2014
RDP
2014-14
Recent innovations have included:. The transition from using the magnetic stripe on cards to using chips for the storage of card details and transmission of these details to the terminal. ... In addition, lower-value payments often no longer require PIN
https://www.rba.gov.au/publications/rdp/2014/2014-14/related-literature-scope.html
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Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases
9 Oct 2018
RDP
2018-11
Moreover, most cardholders, including those who receive a net benefit, appear not to choose cards that best suit their use patterns – for instance, I estimate that consumers who use their card ... Finally, I find that around half of the respondents who
https://www.rba.gov.au/publications/rdp/2018/2018-11.html
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Cards
31 Dec 2014
RDP
2014-05
In addition, new card technologies appear to have influenced consumers to make greater use of cards. ... The lower ratio for debit cards partly reflects the fact that the eftpos network had not yet introduced contactless cards at the time of the survey.
https://www.rba.gov.au/publications/rdp/2014/2014-05/cards.html
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Payment Cards
14 Sep 2020
RDP
2020-06
5.2 Contactless Card Payments and Mobile Wallets. The way in which consumers use their cards has changed significantly over the past decade or so. ... All card payments. 3.9. Credit cards. 5.0. Debit cards. 3.4. Reward cardholder status.
https://www.rba.gov.au/publications/rdp/2020/2020-06/payment-cards.html
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Payment Cards
8 Aug 2017
RDP
2017-04
Opal cards can be topped up in a number of ways, including by making an online or in-person card payment. ... the cards that they held, rather than selecting the type of card (i.e.
https://www.rba.gov.au/publications/rdp/2017/2017-04/payment-cards.html
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