Search: PIN
RBA Glossary definition for PIN
PIN – Personal Identification Number
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Cards
31 Dec 2014
RDP
2014-05
Further, a range of other technological innovations is likely to have increased the use of cards, including the introduction of PIN authentication (which decreases the tender time of a card payment ... Contactless card payments were used for a wide range
https://www.rba.gov.au/publications/rdp/2014/2014-05/cards.html
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Data
23 Apr 2019
RDP
2019-03
announcements. This approach ensures exogeneity of the measured monetary policy shocks, and hence us allows to pin down the direction of spillovers in a causal sense. ... Our daily interest rate data are taken from Bloomberg. Note that, while the three
https://www.rba.gov.au/publications/rdp/2019/2019-03/data.html
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Resource Costs of Payments
31 Dec 2014
RDP
2014-14
Signature- and PIN-based card transactions are reported by merchants to be slower than cash but considerably quicker than cheques. ... Concurrently, costs have been boosted by higher staff wages and investment expenditure associated with terminal
https://www.rba.gov.au/publications/rdp/2014/2014-14/resource-costs-payments.html
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The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
The move from signature authentication to PINs for American Express, Diners Club, MasterCard and Visa cards (eftpos has always been PIN-only). ... Signature- and PIN-based card transactions are reported by merchants to be slower than cash but
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
Payment Cards
14 Sep 2020
RDP
2020-06
Most in-person card payments are now made using contactless functionality rather than by inserting the card into the terminal (and then entering a PIN), and consumers are increasingly storing their ... Payment providers have facilitated a move to
https://www.rba.gov.au/publications/rdp/2020/2020-06/payment-cards.html
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Card Payments
27 Nov 2023
RDP
2023-08
During the pandemic, the payments industry also facilitated a move to contactless transactions by increasing the transaction limit below which a PIN was not required for a contactless card payment from ... While the increase in the contactless
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html
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Job Loss, Subjective Expectations and Household Spending
18 Aug 2021
RDP
2021-08
We do not pin down the mechanism that explains these differences across workers, though we provide some tentative evidence suggesting that optimism could be part of the story.
https://www.rba.gov.au/publications/rdp/2021/2021-08/full.html
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The Real Effects of Debt Covenants: Evidence from Australia
25 Oct 2022
RDP
2022-05
Similarly, I attempt to pin down the ex post effect by comparing the control group (previously and currently exposed to debt covenants but no breaches) with the treatment group (previously and
https://www.rba.gov.au/publications/rdp/2022/2022-05/full.html
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Introduction
6 May 2018
RDP
2018-05
But even in micro data studies it can be hard to pin down the causal effect of interest rates on investment.
https://www.rba.gov.au/publications/rdp/2018/2018-05/introduction.html
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Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
Macrofinancial Stress Testing on Australian Banks. Nicholas Garvin, Samuel Kurian, Mike Major and David Norman. Research Discussion Paper. R DP 2022- 03. Figures in this publication were generated using Mathematica. ISSN 1448-5109 (Online). The
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf