Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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5.2 Focus Topic: An Update on Fixed-rate Borrowers
6 Oct 2023
FSR
– October 2023
5.2 Focus Topic: An Update on Fixed-rate Borrowers | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-an-update-on-fixed-rate-borrowers.html
Why do so Many Australian Borrowers Issue Bonds Offshore?
26 Nov 2002
Speech
Speech by Ric Battellino to the Australian Credit Forum 2002, Sydney
https://www.rba.gov.au/speeches/2002/sp-ag-261102.html
Resilience of Australian Households and Businesses
6 Oct 2023
FSR
– October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html
All Speeches
4 Mar 2024
Speeches by senior staff of the Reserve Bank
https://www.rba.gov.au/speeches/list.html
Household and Business Finances in Australia
7 Oct 2022
FSR
– October 2022
In general, fixed-rate borrowers and investors face contractual restrictions or disincentives to make excess payments. ... However, recent borrowers are at greater risk of entering negative equity should housing prices decline significantly.
https://www.rba.gov.au/publications/fsr/2022/oct/household-business-finances-in-australia.html
At a Glance: Financial Stability Review – October 2021
8 Oct 2021
FSR
Policy measures have supported household and business balance sheets. A much smaller share of borrowers have taken up banks' offers of loan repayment deferrals than last year. ... In Australia, most borrowers' income had recovered to exceed pre-pandemic
https://www.rba.gov.au/publications/fsr/2021/oct/
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html
At a Glance: Financial Stability Review – April 2022
8 Apr 2022
FSR
Overall, however, borrowers' strong financial positions have resulted in very low levels of non-performing loans. ... Some borrowers will find it harder to meet debt payments due to rising inflation and the expected increases in interest rates.
https://www.rba.gov.au/publications/fsr/2022/apr/
At a Glance: Financial Stability Review – October 2022
7 Oct 2022
FSR
There is a small group of borrowers who could fail to meet debt payments due to low savings and high levels of debt. ... However, a small share of borrowers with lower savings and high debt are vulnerable to payment difficulties.
https://www.rba.gov.au/publications/fsr/2022/oct/