RDP 2012-03: ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia
Equation (3)
U
1
(
e
1
∗
)
=
U
2
(
e
1
∗
)
=
(
s
1
+
s
2
)
−
1
2
+
u
1
−
F
1
+
u
2
−
F
2
2
.
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