RDP 2012-03: ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia Equation (22)

1 2 ( 1 + Pr ( Φ l ) E ( Φ | Φ l ) l + Pr ( Φ > l ) ) + 1 2 Pr ( Φ > l ) ( 1 Pr ( Φ l ) E ( Φ | Φ l ) l Pr ( Φ > l ) ) . MathType@MTEF@5@5@+=feaagCart1ev2aaatCvAUfeBSjuyZL2yd9gzLbvyNv2CaerbuLwBLnhiov2DGi1BTfMBaeXatLxBI9gBaerbd9wDYLwzYbItLDharqqtubsr4rNCHbGeaGqiVu0Je9sqqrpepC0xbbL8F4rqqrFfpeea0xe9Lq=Jc9vqaqpepm0xbba9pwe9Q8fs0=yqaqpepae9pg0FirpepeKkFr0xfr=xfr=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@79AA@